Money Grows on Trees: the Podcast
Just like you, Lloyd Ross wasn’t taught anything about money during school, and it wasn’t until he experienced financial difficulty in his adult life that he sought out the simple truths of money that helped him to turn it all around and get he to where he is today. Let Lloyd guide you in his podcast, which is quick easy listen with episodes that are to the point. Lloyd has already help hundreds with his book, Money Grows on Trees, now he wants to help you to Plant Your Money Tree and be where you want to be!
WARNING! Listen To This Before Buying A Property Investment
May 26, 2024 • 15 MIN
In this pivotal episode of "Money Grows On Trees" titled "WARNING Listen To This Before Buying A Property Investment," host Lloyd Ross dives deep into the realities and intricacies of property investing. If you’ve ever considered diving into real estate as a means to wealth accumulation, this episode is a must-listen. Lloyd deconstructs the complex dynamics of property investments with precision, applying his extensive expertise in real estate law and development. From understanding the long-term financial commitments and risks to analyzing potential returns, Lloyd leaves no stone unturned. He breaks down real-life examples, explaining critical concepts such as financial leverage, negative gearing, and more. Whether you’re a novice or seasoned investor, Lloyd's insights aim to empower you to make informed decisions that best suit your financial goals. Don't miss out on this eye-opening discussion – listen now and equip yourself with the knowledge you need to navigate the challenging waters of property investment.
The 3 Phases of Investing
May 19, 2024 • 12 MIN
Explore the fascinating journey of investment with Lloyd Ross in the latest episode of "Money Grows On Trees" podcast titled "The 3 Phases of Investing." In this engaging and informative episode, Lloyd breaks down the three transformative stages that nearly every investor experiences. Whether you're a novice starting with index funds, an enthusiastic stock-picker, or someone considering returning to the simplicity of index funds, this episode is packed with insightful anecdotes and actionable advice. Lloyd shares personal stories and lessons from renowned investors like Warren Buffett to illustrate each phase's challenges and strategies. Learn why sometimes, simple investing strategies outperform even the most skilled financial gurus. If you've ever questioned your investment approach or wondered how the pros do it, this episode offers a treasure trove of wisdom to help you navigate your investing path. Tune in to discover which phase of investing you're currently in and how to pivot to maximize your financial growth. Don't forget to share and leave a review if you find these insights as valuable as we do! Join Lloyd on "Money Grows On Trees" to ensure your investing strategy is as fruitful as possible.
What I Learned From Tai Lopez
May 12, 2024 • 9 MIN
In this enlightening episode of "Money Grows On Trees," host Lloyd Ross delves into powerful lessons learned from acclaimed entrepreneur and speaker, Tai Lopez, during a recent event in Sydney. Lloyd shares Tai's unique approach to uncovering personal motivators through an engaging segment where Tai determines an audience member's key drives using his "Four M's" concept: Mating, Money, Movement, and Mastery. Discover how understanding these motivators can not only enhance your personal growth but also revolutionize your approach to wealth building and team leadership. Lloyd intricately explains how these insights can be applied to maximize both personal and professional potentials, turning internal motivations into powerful tools for success. Curious about what drives you or how to lead others more effectively? Lloyd's retelling of Tai's method will provide you with a fresh perspective on harnessing your motivations to achieve greater accomplishments. Tune into this episode of "Money Grows On Trees" for an engaging discussion that could redefine your approach to wealth and happiness. Don't forget to engage with us through Instagram by suggesting a question for Tai Lopez that Lloyd might ask in an upcoming mastermind session. Join us to explore how understanding deeper motivations can lead to profound success!
5 Financial Mistakes to Avoid
May 5, 2024 • 12 MIN
Welcome to another enlightening episode of "Money Grows On Trees" Podcast, where your host, Lloyd Ross, delves into the "5 Financial Traps to Avoid." In this episode, Lloyd generously shares insights on common financial blunders that can severely hinder your economic growth and how to steer clear of them. Discover why marrying the right person goes beyond love to impact your finances, how credit card debt can spiral out of control, and the real cost of large mortgages that exceed your financial comfort zone. Lloyd also discusses the depreciating trap of buying new cars and underscores the critical importance of maintaining an emergency fund. If you’ve ever found yourself worried about making financial decisions that could lead to regret, this episode is packed with actionable advice to keep your finances secure and growing. Tune in to equip yourself with the knowledge to sidestep these pitfalls and safeguard your financial future. Don’t forget to check out the additional resources linked in the episode notes to further your financial education. Join us on "Money Grows On Trees," where we help you ensure that your money works as hard for you as you do for it. Click to listen now!
Investing vs Business
April 28, 2024 • 8 MIN
Dive into the intricacies of financial growth with our engaging episode of "Money Grows On Trees," aptly titled "Investing vs Business." In this essential discussion, our host, Lloyd Ross, carefully explores and clarifies the often-blurred lines between investing and managing a business. Many people confuse these two vital aspects of wealth creation, leading to strategic errors that could impede financial progress. Are you handling your investments too actively, or perhaps approaching your business too passively? Lloyd addresses these common missteps by sharing from his own experiences and knowledge, providing listeners with actionable insights. This episode is perfect for anyone looking to fine-tune their approach to financial freedom, offering clear distinctions between the patience required for investing and the active engagement needed in business management. Lloyd uses relatable analogies like planting a tree versus running a farm to vividly illustrate the differences in these paths. He also discusses the potential for investments to be managed like a business and when a business should be approached with the mindset of an investor. Enhance your understanding of how to nurture investments with a long-term view and dive deep into the ongoing hustle of building and maintaining a successful business. Whether you're looking to optimize your investment strategy or revive your business tactics, this episode promises to equip you with the knowledge to make informed decisions. Be sure to listen to this enlightening episode of "Money Grows on Trees" to streamline your approach towards either investing or business—or possibly even both! Also, explore the episode notes for additional resources and ways to engage with our community through our free Telegram and Facebook groups. Tap into Lloyd’s wisdom and transform your approach to building wealth. Tune in now for a rich discussion that promises not just to inform but also inspire your next big financial move.
The 7 Deadly Financial Sins
April 21, 2024 • 15 MIN
Discover the surprising connection between timeless vices and your financial health in the latest episode of Money Grows On Trees Podcast, "The 7 Deadly Financial Sins." Join Lloyd Ross as he explores how the ancient concept of the seven deadly sins - pride, greed, wrath, envy, lust, gluttony, and sloth - can manifest in modern financial behaviors. In this intriguing episode, Lloyd reveals the 'taxes' we unknowingly pay when we fall prey to these cardinal sins in the financial realm, from the 'luxury tax' to the 'debt tax' and beyond. Tune in to learn how overcoming these age-old temptations might be the secret to achieving greater wealth and financial peace. Don't let financial follies hinder your economic enlightenment; get on the path to financial virtue with Money Grows On Trees and start cultivating your financial wisdom today! 🌳💸 #MoneySins #WealthWisdom #FinancialVirtues
Ask A Millionaire - Special Episode
April 15, 2024 • 25 MIN
In this enlightening and advice-packed episode of Money Grows On Trees, titled 'Ask A Millionaire - Special Episode,' host Lloyd Ross dives deep into the realms of financial wisdom, directly from the money mavens themselves. Reflecting on thought-provoking questions sourced from social media, Lloyd delivers an episode brimming with golden nuggets on how to kickstart your financial journey, invest smartly, and develop crucial soft skills for wealth creation. Whether you're at the foothills of your financial climb or looking to make that pivotal leap from a stable job to full-time business ownership, Lloyd's expert insights - refined through real-life experiences and the wisdom of seasoned millionaires - offer you a roadmap to financial success and a mindset for millionaire status. Don't miss out on the chance to elevate your financial IQ. Tune in to 'Ask A Millionaire - Special Episode' for proven strategies that could change your financial game forever!
Money Doesn’t Grow
April 7, 2024 • 12 MIN
Unlock the Secrets to Wealth Growth in Our Latest Episode, 'Money Doesn't Grow' Are you striving to grow your wealth but find yourself caught in a maze of misconceptions? Dive into the latest riveting episode of 'Money Grows On Trees: The Podcast,' where our expert host, Lloyd Ross, breaks down the age-old myth that money itself increases in value over time. In "Money Doesn’t Grow," Lloyd delivers an ironic twist on our show's title, unraveling the intricate difference between money and assets and how that impacts your investments. Get ready for a practical masterclass on inflation, investment, and asset growth that you never got in school. Lloyd peels back layers of financial wisdom, discussing why your cash might be losing value while sitting in your bank account and how to smartly navigate the world of stocks, real estate, and bonds. It's not about growing money, but about what assets you choose that determine your financial future. This episode cuts through the noise of financial jargon, offering real-life lessons on exchanging currency for assets that truly appreciate over time. Lloyd reveals why the real question isn't "how to grow money" but rather "what assets should you invest in to grow your wealth?" He warns of the pitfalls of flashy investment scams and highlights smarter, more stable strategies to increase your net worth. Listen to "Money Doesn’t Grow" for insights that could alter the course of your financial journey. If you're eager for practical advice on asset growth without the sales pitches or sponsored distractions, hit play on this episode and discover how to let your resources work for you. Subscribe, share, and help us expand our community eager for tangible wealth wisdom. Don't forget, if you love diving into financial mysteries with us, please support the journey by leaving a 5-star review and sharing this episode with others on the quest for financial mastery. Tune in now to "Money Doesn't Grow" from 'Money Grows On Trees: The Podcast'—where we transform money mindsets, one episode at a time.
What Are Your Money Rules?
March 31, 2024 • 17 MIN
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the importance of establishing personal money rules to effectively manage finances. By sharing his own money rules and how they have shaped his financial decisions, Lloyd emphasizes the value of setting guidelines to achieve financial goals and avoid costly mistakes. He encourages listeners to create their own money rules to establish a financial culture in their households and secure a prosperous future. Join Lloyd as he shares his insights and principles for building wealth and financial independence. Tune in to learn how implementing money rules can guide you toward financial success and stability.
What Is Your Financial Strategy?
March 24, 2024 • 10 MIN
In this episode of Money Grows on Trees, host Lloyd Ross unpacks the importance of having a clear and compelling financial strategy. Drawing from his own experience, he emphasizes the need for a scalable, focused plan conducive to building wealth and generating cash flow. By sharing his 10-year strategy, Ross prompts listeners to examine their financial approaches and consider whether they are optimizing their resources for long-term success. Tune in to gain valuable insights into crafting a financial strategy that goes the mile deep and brings tangible results.
From Coffee Savings to Wealth: Understanding the Power of Conscious Financial Behavior
March 17, 2024 • 10 MIN
In this episode of Money Grows On Trees, host Lloyd Ross dives into the debate surrounding making coffee at home as a financial hack. He discusses the true value of thrift and the behavioral lessons that accompany it. By sharing practical money-saving strategies, Lloyd challenges listeners to play a money game to gain control over their finances. Through real-life examples and thought-provoking insights, he emphasizes how small changes in behavior can lead to long-term financial success. Tune in to discover the power of thrift and take your first step towards building wealth.
The Signal Vs The Noise
March 10, 2024 • 15 MIN
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the crucial distinction between "The Signal and the Noise" when it comes to financial decision-making. Lloyd emphasizes the significance of focusing on controllable factors and avoiding getting swayed by the noise of external events, such as global conflicts and market uncertainty. Drawing on historical examples and personal experiences, he provides valuable insights on fortifying one's finances amidst uncertainty. If you're seeking practical advice to improve your financial IQ and navigate the unpredictable world of investing, this episode is a must-listen. Tune in to gain valuable wisdom that can empower you to take control of your financial journey.
How To Fix Your Money 101
March 3, 2024 • 17 MIN
In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delivers a game-changing financial hack that can revolutionize your approach to money management. By emphasizing the critical importance of tracking your spending through a monthly financial audit, Ross provides insights into how this simple practice can transform your financial situation. With engaging anecdotes and practical tips, he highlights the power of understanding where your money is going and how it can lead to increased financial control and peace of mind. If you're ready to take charge of your finances and create lasting change, tune in to learn how this one hack can fix your money issues and set you on the path to financial freedom.
4 Steps To Getting Richer in 2024
February 25, 2024 • 7 MIN
In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross, Your Millionaire Money Mentor, reveals the four essential steps to getting richer in 2024. With practical advice on managing, making, and multiplying money, as well as developing a positive money mindset, Lloyd provides a clear roadmap to financial success. From auditing your expenses to earning extra income and investing smartly, this episode offers a simple yet comprehensive plan to improve your financial situation. Tune in to discover how these steps can help you achieve financial peace and build your net worth in the year ahead.
Making Money From the Sharing Economy
February 18, 2024 • 6 MIN
In this episode of Money Grows On Trees: The Podcast, Lloyd Ross, Your Millionaire Money Mentor, shares three simple and effective ways to make extra money from the sharing economy. From leasing out your car with Uber Car Share to renting out your camper van or trailer, Lloyd provides valuable insights into tapping into this growing market. With real-life success stories and practical tips, this episode offers high-value strategies for anyone looking to boost their income. Tune in to discover how you can leverage the sharing economy to earn additional cash and level up your finances.
$1500 Side Gig: The Ultimate Guide to Making Money Babysitting Dogs
February 11, 2024 • 17 MIN
In this episode of Money Grows on Trees podcast, Lloyd Ross, Your Millionaire Money Mentor, shares a unique way to make extra cash - babysitting dogs. With insights from his wife's successful side gig, Lloyd explains how using simple apps can generate a substantial income without much effort. He discusses the importance of crafting an irresistible offer, providing exceptional service, and obtaining positive reviews to attract repeat clients. The episode not only provides valuable money-making tips but also highlights the significance of leveraging opportunities in today's digital age. Tune in to discover how easy it can be to make $1500 babysitting a dog and learn how it can serve as an ideal entry-level business for aspiring entrepreneurs or even a valuable life lesson for kids.
Emergency Fund 101
February 4, 2024 • 7 MIN
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross shares valuable insights on the crucial concept of emergency funds. Through real-life examples and practical advice, he emphasizes the importance of creating a financial safety net for unexpected situations. Lloyd breaks down what an emergency fund is, how to fund it, and why it's essential for everyone, regardless of financial status. From defining the appropriate amount to have saved to explaining the sequence of financial priorities, this episode offers actionable steps to secure your financial future. Listen in as Lloyd shares the secrets to building financial resilience and breaking free from the cycle of debt.
Is Gold A Good Investment?
January 28, 2024 • 0 MIN
In this episode of Money Grows On Trees: The Podcast, Lloyd Ross delves into the question: is gold a good investment? Lloyd discusses how gold has performed compared to other assets like stocks, real estate, and businesses over the past 30 years and emphasizes the distinction between productive and nonproductive assets. He challenges the common perception of gold as a stable investment and provides insights into the dynamics of nonproductive assets. Lloyd also shares his perspectives on currency, discussing why he opts to invest in productive assets like real estate and businesses rather than nonproductive assets like gold and cryptocurrency. Join us as we explore the topic of investment and wealth-building in this thought-provoking episode.
Bitcoin ETF Hype
January 21, 2024 • 17 MIN
Welcome back to Money Grows On Trees: The Podcast. In this episode titled "Bitcoin ETF Hype," host Lloyd Ross delves into the buzz surrounding Bitcoin's recent inclusion in an ETF and shares his detailed analysis of the phenomenon. With a no-holds-barred approach, Lloyd breaks down what a Bitcoin ETF is and provides a critique of the investment, emphasizing his stance against owning Bitcoin due to its speculative nature and lack of tangible value. He challenges the hype surrounding the ETF and emphasizes the importance of investing in productive assets that provide tangible value, offering listeners a refreshing take on financial education. Tune in to this episode for a thought-provoking insight into the Bitcoin ETF frenzy and a no-nonsense guide to smart investing.
20 Quotes & Wealth Lessons I Learned From Billionaire Charlie Munger
January 14, 2024 • 23 MIN
In this episode of Money Grows On Trees: The Podcast, we dive into 20 insightful quotes and wealth lessons from the legendary billionaire, Charlie Munger. Host Lloyd Ross delves into the profound lessons learned from Charlie Munger's wisdom, sharing personal anecdotes and practical applications to help you in your journey to wealth and success. Discover the importance of emotional intelligence in investing, the power of patience and making decisive decisions, and the significance of reputation and integrity in wealth creation. Join us as we explore these valuable quotes and uncover how they can shape your mindset and behavior, guiding you toward a more prosperous future. Stay tuned for an enriching and thought-provoking episode! Money Grows on Trees Team
20 Wealth Building Tips: Transforming Personal Finance in the Year Ahead
January 7, 2024 • 27 MIN
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross shares 20 personal wealth lessons he learned in the past 12 months. From the importance of building partnerships and leveraging others' talents to the value of having fresh cash available, Lloyd delves into the significance of staying in your circle of competence and the power of maintaining physical health in the wealth game. With practical insights and personal anecdotes, this episode offers a wealth of valuable lessons that listeners can apply to their own financial journey. So grab a pen and paper, or listen on the go, and get ready to learn from Lloyd's own experiences and reflections on wealth building. Money Grows on Trees Team
Are You Playing Money Chess or Money Checkers?
December 31, 2023 • 19 MIN
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the world of money, strategy, and wealth creation. Titled "Are You Playing Money Chess or Money Checkers," this episode draws parallels between the strategic game of chess and the reactive nature of checkers to encourage listeners to approach their finances with a forward-thinking mindset. Lloyd shares insights from the world of chess, investment strategies, and real-life examples to illustrate the importance of making strategic moves and taking calculated risks to grow wealth. By the end of this episode, listeners will gain a deeper understanding of the mindset and actions necessary to play the game of wealth like a chess master rather than a checkers player. So, tune in and level up your financial game! Money Grows on Trees Team
End of The Year Review 2023
December 25, 2023 • 24 MIN
Welcome to the Money Grows On Trees podcast, where we explore valuable lessons in finance, entrepreneurship, and personal growth. In our final episode of 2023, host Lloyd Ross reflects on an incredible year filled with personal and professional milestones. From reaching 100 5-star reviews to travelling the world for business success, Lloyd shares highlights from the year and hints at exciting projects for the new year. Join us as we delve into the lessons learned and gain insights for living a financially fruitful life in 2024. Stay tuned for a sneak peek into Lloyd's upcoming book and a free financial and wealth goal-setting workshop. Get ready to make 2024 your best year yet! Money Grows on Trees Team
The 7 Habits that Lead to Wealth: A Money Grows on Trees Special
December 17, 2023 • 10 MIN
On this exciting episode of Money Grows on Trees: The Podcast, Lloyd Ross presents the 7 essential habits that will set you on the path to financial prosperity. From the thrill of discovering the right books to read to the satisfaction of investing consistently, Lloyd paints a vivid picture of how these habits can revolutionize your financial journey. Join us as we delve into the strategies for paying off debts, acquiring appreciating assets, and managing your spending to ensure you consistently outearn your expenses. Get ready to supercharge your financial education and make these habits an integral part of your wealth-building journey! This week on Money Grows on Trees: the Podcast! Money Grows on Trees Team
3 Ways to Save Money this Christmas
December 10, 2023 • 8 MIN
Looking to save money this Christmas? Join Lloyd Ross on his podcast as he shares practical tips and advice on mindful spending during the holiday season. From secret Santa gift exchanges to reusing decorations, Lloyd offers money-saving strategies while emphasizing the importance of cherishing meaningful moments with loved ones. Don't miss out on his free master classes and workshops for financial success in the new year. Give it a listen and start saving today!
The #1 Life Regret of the Dying
December 3, 2023 • 15 MIN
On this episode of Money Grows On Trees: The Podcast, host Lloyd Ross, The Millionaire Money Mentor, delves into the number one life regret of the dying and its connection to wealth creation and money. In a thought-provoking exploration, Lloyd reveals the true essence of wealth and how it allows individuals to fully experience life. Drawing from the book "5 Regrets of the Dying" by a renowned psychologist, he shares the most common regret expressed by those nearing the end of their lives and its impact on building wealth. Get ready to discover the secret to making a lot of money while doing what you love, and uncover the importance of living a life true to yourself. Lloyd leaves no stone unturned as he shares powerful insights and personal anecdotes that will inspire you to make bold decisions, pursue your passions, and ultimately find financial freedom. Tune in to this episode of Money Grows On Trees: The Podcast and embark on a journey to unlock your true potential and create a life of fulfillment and abundance. Don't miss out, because this episode is full of valuable advice and actionable tips that will change the way you approach wealth creation and your own personal journey. Money Grows on Trees Team
Are You A Broke Learning Addict
November 26, 2023 • 10 MIN
Welcome back to Money Grows on Trees, your go-to podcast for practical money lessons in real life. In this compelling episode, titled "Are You a Learning Addict?" host Lloyd Ross delves into a prevalent issue—being addicted to learning without taking actionable steps. Join Lloyd as he unravels the analogy of learning and doing, equating them to left and right steps essential for achieving success and building wealth. He challenges listeners to pinpoint barriers hindering them from taking action and underscores the immense value of translating knowledge into practice. Discover why avoiding perfectionism is crucial and gain insights into how high performers approach the synergy of learning and execution. Dive deep into the concept of learning addiction with us and unearth actionable steps to break free and propel yourself toward your financial goals. Get ready to make the most of this episode by grabbing your notepad and putting your newfound knowledge into action. Let's embark on this journey together in the latest episode of Money Grows on Trees. Money Grows on Trees Team
Want to be rich? Don’t save money…
November 19, 2023 • 8 MIN
In this episode of Money Grows On Trees: The Podcast, your host The Millionaire Money Mentor, Lloyd Ross, explores a provocative statement: "If you want to be rich, don't save money." Lloyd delves into the idea that money is best used when it is deployed, rather than being hoarded. He emphasizes the importance of having a plan for your money and investing it in income-producing assets or growing your own business. Lloyd challenges the notion that saving money alone will lead to wealth, highlighting the negative impact of inflation on stagnant savings. Tune in to discover the secrets of financial success and learn why spending strategically is the key to building wealth. You won't want to miss this thought-provoking episode of Money Grows On Trees: The Podcast. Money Grows on Trees Team
Do this and you’ll never be poor again
November 12, 2023 • 10 MIN
Welcome back to another insightful episode of Money Grows On Trees: The Podcast. Your host, Lloyd Ross, The Millionaire Money Mentor, will discuss what to "Do and you'll never be poor again," we are diving deep into the key to financial success. Many people are constantly in pursuit of money, but they overlook the crucial factor that can truly prevent them from falling into poverty. It's not about chasing money, but rather focusing on building valuable skills that others don't possess. By dedicating time and effort to developing these skills, you can secure a lifetime of financial stability. Join Your Millionaire Money Mentor as we explore the power of skills over bills and uncover the pathway to lasting wealth. So, get ready to unlock the secrets to prosperity in this episode of Money Grows On Trees: The Podcast. Money Grows on Trees Team
Time is NOT Money
November 5, 2023 • 7 MIN
Welcome back to Money Grows On Trees: The Podcast! Your host, Lloyd Ross, The Millionaire Money Mentor, discusses how "Time is NOT Money." During this episode, we will explore the misconception that time is equivalent to money. Many believe that wealth is synonymous with valuing money, but in reality, it is the RICH who truly value their time. They understand that time is an invaluable resource, while the less fortunate often trade their time for money. We will delve into scaling and mastering time as the key to wealth, with examples from successful individuals like Warren Buffett. Discover how detaching money from time can lead to financial success by selling solutions instead of your time. Gain insights into building systems, developing relationships, and buying assets that create a continuous flow of income. So, if you're ready to rethink the relationship between time and money, join me in this eye-opening episode. Money Grows on Trees Team
How To Create Reciprocity Influence-A Story from Mexico
October 29, 2023 • 17 MIN
Welcome back to Money Grows On Trees: The Podcast! Your host, Lloyd Ross, Talks about creating reciprocity influence in Mexico. Have you ever wondered how you can conjure up money out of thin air? Well, today Your Millionaire Money Mentor shares a story from his recent trip to Cancun that will show you just how powerful creating reciprocation can be. It's one of the six weapons of influence that Lloyd spoke about in Robert Cialdini's book, and it's the most important one. So if you want to learn how to become a go-giver instead of a taker, stay tuned for this fascinating story. Plus, Lloyd shares a valuable lesson on entrepreneurship and the power of trying new things. Get ready to discover how Lloyd and Alisha turned a $20 bill into a $300 upgrade and learn how you can apply this strategy in your own life. Let's dive in! Money Grows on Trees Team
Lloyd Interviews the Amazing Gavin Topp
October 22, 2023 • 37 MIN
Hey there, my money-minded friends! Get ready to dive into another episode of Money Grows On Trees: The Podcast with your host, Lloyd Ross! In this electrifying installment, Lloyd sits down with a truly incredible guest, the one and only Gavin Topp. Now, Gavin might be known for his boxing career, but let me tell you, he's so much more than that. He's a mentor, a world-changer, and a true powerhouse when it comes to helping people unlock their full potential. In this episode, you'll hear how Gavin's guidance and mentorship have been instrumental in Lloyd's own success. They'll talk about the importance of breaking free from societal norms and pursuing your dreams with everything you've got. And hey, guess what? Gavin even hints at doing an episode on his own podcast! How cool is that? But it doesn't stop there, folks! Lloyd and Gavin dig deep into the fears that hold us back from chasing after our goals, and they offer up some powerful advice to those itching to do something different, something extraordinary. They share their thoughts on achieving true wealth and happiness, and how money is only valuable when it's earned in a way that aligns with your deepest values. Hold onto your hats, because they also discuss the thrilling journey of personal growth and skill development that leads to greater profits in both business and investing. It's a game-changer, my friends! And let's not forget the importance of facing challenges head-on and pushing ourselves outside of our comfort zones. That's where the real magic happens! Oh, but it doesn't end there, folks. Lloyd and Gavin give a shout-out to a mind-blowing program where participants have their first fight as a qualifier. Can you imagine the power and transformation that takes place? And they talk about the need to let go of old thinking and lifestyles in order to truly grow and evolve. We can't forget about the juicy details, my friends. Lloyd spills the beans about redefining wealth and having enough money to do what you love, with residual income instead of being chained to that dreaded nine-to-five job. They'll share some wild visions of adventure in the heart of Africa and the excitement of documenting it all. Plus, Lloyd and his partner have been on this incredible journey with Gavin, having a blast along the way. So, my money-hungry listeners, get ready to strap in and soak up all the wisdom, inspiration, and life-changing strategies that Lloyd and Gavin have in store for you. It's time to grow, to challenge yourself, and to create a life that goes way beyond the ordinary. Stay tuned for a podcast episode that will leave you energized, motivated, and ready to make money grow on trees! Money Grows on Trees Team
The 3 Human NEEDS That Drive Our Financial Decisions
October 15, 2023 • 17 MIN
Hey there, podcast fam! Get ready for another exciting episode of Money Grows On Trees: The Podcast with your favorite host, Lloyd Ross! In today's episode, titled "The 3 Human NEEDS That Drive Our Financial Decisions," we're diving deep into the fascinating world of decision-making and how it shapes our financial lives. Lloyd kicks things off by asking a thought-provoking question: What is driving your money decisions? He believes that understanding the driving force behind our decision-making is key to transforming our financial behaviors for the better. Trust us, this information will empower you to take control of your financial destiny like never before! But what exactly are these three essential human needs that influence our choices? Well, first up is security and safety. We all crave a sense of stability and protection, and it's no surprise that this need heavily influences our financial decisions. From buying a house to paying off debt, we'll uncover how our pursuit of security impacts our financial well-being. Next, we explore the need for self-worth. Deep down, we want to feel valuable and important. Lloyd reveals how this need for self-worth factors into our decision-making process, whether it's seeking acceptance from a social group or striving for recognition in our careers. You'll be amazed at the incredible impact our self-worth has on our financial choices! Last but not least, we tackle the need for significance. We all have a desire to make an impact, to leave a lasting legacy. Lloyd delves into how this need drives some of history's most influential leaders, as well as how it shapes our own personal ambitions. Get ready to unleash your potential for significance and discover how it intersects with your financial decisions. Throughout the episode, Lloyd connects the dots between these three human needs and our financial choices. He shares real-life examples and provides insights that will challenge your perspective on money and open your eyes to new possibilities. So, if you're ready to unlock the secrets behind your financial decision-making, join us on this exciting journey. It's time to understand what's driving your money decisions and harness that knowledge to create a prosperous and fulfilling financial future. Get ready to grow your money trees, because this episode is going to be an absolute game-changer! Money Grows on Trees Team
Is Being “BUSY” Keeping You Broke?
October 8, 2023 • 14 MIN
Hey everyone, welcome back to another episode of Money Grows On Trees: The Podcast! I'm your host, Lloyd Ross, and today's topic is going to blow your mind. We're diving deep into the question: Is Being "BUSY" Keeping You Broke? I know, I know, it sounds crazy, but trust me, this is a mindset that so many of us fall into without even realizing it. In my book, Money Buys Happiness, I actually touch on this concept of the "busy badge" and how it can hinder our wealth-building journey. But here's the thing, being busy doesn't necessarily mean you're being productive, and working hard doesn't automatically translate to wealth. In fact, some of the wealthiest individuals in the world are actually incredibly protective of their time and spend it on very high-value tasks. On the other hand, there are people who are constantly busy but are living paycheck to paycheck, struggling to make ends meet. So, in this episode, we're going to dissect the busy money mindset and explore why it's actually keeping so many people broke. We'll talk about the identities we attach to being busy, the illusion of productivity, and the security blanket that busyness provides us. Plus, I'll share some insights on how to redefine your relationship with busyness and leverage your time to create wealth. Trust me, folks, this episode is going to challenge everything you thought you knew about being busy and its impact on your financial success. So, grab your headphones, get ready to have your mind blown, and let's dive right in! Money Grows on Trees Team
When Can I Enjoy My Money?
October 1, 2023 • 15 MIN
Hey there, money-minded listeners! Get ready to join the lively and vibrant Lloyd Ross on another episode of Money Grows On Trees: The Podcast. In this installment, Lloyd dives into a query that often lingers in the minds of those who diligently save, invest, and watch their spending habits. A curious listener reached out to Lloyd with a burning question: "When can we actually relish in the fruits of our financial labor?" Lloyd, Your Millionaire Money Mentor, breaks down the concept of enjoying your money, debunking the myth that one must be a millionaire to savor the benefits of financial success. He highlights the significance of deriving joy from experiences that don't necessarily require vast amounts of money, while still indulging in the pleasures that purchases can bring. Throughout the episode, Lloyd urges listeners to understand the holistic process of making, saving, and investing money, asserting that this journey should also bring happiness and fulfillment. By aligning personal values with financial decisions, listeners can unlock a life of enjoyment that goes hand in hand with financial security, freedom of choice, and peace of mind. So kick back, relax, and join Lloyd on this lively exploration of when and how we can truly enjoy our money. Whether you're dreaming about jet skis, luxurious vacations, or simply finding joy in the little things, Lloyd has some priceless insights to share. Get ready to redefine your approach to financial happiness, because on this podcast, Money Grows On Trees and enjoying it is all part of the journey! Money Grows on Trees Team
Lloyd's Love Hate Relationship With Real Estate
September 24, 2023 • 18 MIN
Welcome back to Money Grows On Trees: The Podcast, where we explore the fascinating world of finance and wealth-building strategies. Your host, Lloyd Ross, The Millionaire Money Mentor dives into the depths of his personal connection with real estate. It's a love-hate relationship that has shaped Lloyd’s financial journey and may challenge your own perceptions of this lucrative investment avenue. If you've been following Lloyd on social media or engaging with his content, you might consider your Millionaire Money Mentor an unlikely advocate for real estate. After all, he doesn't currently own any properties and hasn’t discussed it extensively before. Yet, there's more to this story than meets the eye. What does Lloyd love and hate about real estate? Join us as we delve into Lloyd’s background, which includes his experience as a lawyer specializing in property law, a real estate developer with a global powerhouse, and a successful entrepreneur who has built businesses exceeding seven figures. Through these experiences, Your Millionaire Money Mentor has come to realize that real estate holds both tremendous potential and unexpected pitfalls. But here's the twist: Lloyd consciously chose to distance himself from traditional real estate investments at this stage of his life. Instead, he’s focused on building and scaling businesses, which has granted Your Millionaire Money Menotr unparalleled financial independence and the freedom to explore the world on his terms. However, it's crucial to emphasize that Lloyd’s decision is not rooted in ignorance. Quite the contrary, his extensive knowledge and understanding of the real estate market have shaped Your Millionaire Money Mentor's perspective on its advantages and challenges. In this episode, we'll delve into what Lloyd loves about real estate – its predictability, steady cash flows, and the leverage it offers for wealth creation. We'll also explore what he dislikes – the transacting costs, short-term unpredictability, and the responsibility it entails. So, why has Your Millionaire Money Mentor chosen to sidestep this game embraced by many? What factors have guided Lloyd’s journey towards alternative wealth-building strategies? And most importantly, what can you learn from his experiences to shape your own financial path? Get ready for an eye-opening discussion as we explore the love, hate, and untapped potential of real estate. Welcome to "Money Grows On Trees: the Podcast" Money Grows on Trees Team
Are Shares Really Risky?
September 17, 2023 • 13 MIN
Welcome back to "Money Grows On Trees: The Podcast" with your host, Lloyd Ross, The Millionaire Money Mentor! In today's episode, we dive into the age-old question: Are shares actually risky? Join us as we debunk common misconceptions, myths, and paradigms surrounding shares and delve into what they truly mean for your financial future. Host Lloyd Ross shares an interesting anecdote from a VIP boat cruise, where he engaged in a conversation with business-savvy women who revealed their limited understanding of shares. This encounter sparked Lloyd's desire to dissect the topic and explore whether shares are genuinely risky or if there's more to the story. Through his signature passion and expertise, Lloyd breaks down the concept of risk, as famously defined by the legendary Warren Buffett. Discover why volatility and movement of stock prices don't necessarily equate to risk and how owning shares in a diverse business empire like Berkshire Hathaway can actually minimize the chances of a permanent loss of capital. But wait, there's more! Lloyd skillfully challenges the notion that shares are inherently risky by drawing parallels to personal businesses. He sheds light on the fact that owning shares is, in essence, legal ownership of a business, making it difficult to argue that shares are risky while your own business is not. In this thought-provoking episode, Lloyd dives into the behaviour and lack of education surrounding the selection and investment in shares, emphasizing the importance of proper research and due diligence. Learn how reading annual reports and understanding a company's mission can transform you from a gambler to an informed investor. So, if you're curious to uncover the truth about shares and whether they deserve their risky reputation, tune in to this enlightening episode of "Money Grows On Trees: The Podcast" with Lloyd Ross, The Millionaire Money Mentor. Get ready to challenge your beliefs and gain valuable insights that could transform your financial future. Stay tuned for this week's episode of Money Grows On Trees: the Podcast! Money Grows on Trees Team
Money Mastery 101: The 3 Essential Money Tips Every Student Should Know
September 10, 2023 • 8 MIN
Welcome back to another episode of Money Grows On Trees: The Podcast! Your host, The Millionaire Money Mentor, Lloyd Ross will discuss three valuable pieces of advice that can have a significant impact on your financial well-being. This topic was inspired by a question Lloyd received at a recent event from a young woman who wanted to know what money teachings he would impart to young students. As it turns out, these tips are relevant for everyone. So, if you're ready to learn how to make smarter financial decisions, tune in as we explore the importance of choosing the right partner, paying yourself first, and staying clear of debt. Let's jump right in! Money Grows on Trees Team
6 Red Flags To Avoid In A Partner
September 3, 2023 • 15 MIN
Welcome back to another episode of Money Grows On Trees: The Podcast! Your host The Millionaire Money Mentor, Lloyd Ross, and today's episode is all about the red flags to avoid when it comes to choosing a partner and their impact on your financial well-being. Your Millionaire Money Mentor dives into the crucial signs that indicate a poor mindset regarding money in a spouse. While not advocating for divorce or drastic measures, it's important to recognize these warning signs early on to protect your financial future. Join Lloyd as he discusses the six red flags and how they can drain not only your bank account but also your ability to live a fulfilling life. So if you're ready to learn how to navigate these potential pitfalls, stick around until the end of the episode for some valuable advice. And don't forget to share this episode with anyone who might benefit from understanding the impact of a financially incompatible relationship. Let's jump right in! Money Grows on Trees Team
5 Important Lessons I Learned From Gary Vee
August 27, 2023 • 20 MIN
Welcome to another episode of "Money Grows On Trees: The Podcast"! In today's episode, titled "5 Important Lessons I Learned From Gary Vee," Your Millionaire Money Mentor, Lloyd Ross, delves into the valuable insights gained from none other than Gary Vaynerchuk, the renowned entrepreneur and marketing genius behind Vayner Media and Vayner Sports. Join us as your Millionaire Money Mentor, Lloyd Ross, discusses the five key takeaways from a recent encounter with Gary, where he explores the power of optimism and patience in wealth building, the importance of embracing the journey, and why having a long-term perspective is crucial for success. Get ready to unlock these valuable lessons and apply them to your entrepreneurial journey. Let's jump right in! Money Grows on Trees Team
40 Rounds At 40 - A True Story of Wealth Building Character
August 20, 2023 • 29 MIN
Ladies and gentlemen welcome back to another incredible episode of Money Grows on Trees: the Podcast! Your host the Millionaire Money Mentor, Lloyd Ross, is here to bring you a riveting tale of strength, perseverance, and wealth-building wisdom. In today's episode, titled "40 Rounds At 40 - A True Story of Wealth Building Character," Lloyd dives deep into the experiences of a remarkable individual who has had a profound impact on my life. Ranked number twelve in the world of boxing, this person has not only shown exceptional skill in the ring but has also guided me spiritually, in business, and towards success. I am honoured to announce that I will be interviewing them on our show. But first, let's talk about the connection between boxing and money. Just like a challenging fight, financial success requires continuous effort, strategy, and the ability to weather the storm. We'll explore how personal growth is directly linked to financial growth, and how mastering the art of wealth creation involves adding value, acquiring assets, and living a fulfilling life. Throughout this episode, Lloyd will be sharing personal stories and success lessons, shedding light on the concept of growth and its recognizable characteristics. Join your Millionaire Money Mentor as he uncovers the secrets to overcoming obstacles in your money growth journey and levelling up your wealth-building game. But it doesn't stop there! In upcoming episodes, we'll delve into even more personal experiences and lessons about wealth and success. From recent triumphs to past challenges, I'll provide insight into my mindset for winning in the money game. As we navigate this ambitious path, remember the importance of networking and embracing courage. Many are afraid to lean into courage and tap into their full potential due to fear or lack of practice. But, as one becomes more successful, the opportunities to display courage only increase, as do the rewards. From small acts of courage to conquering bigger challenges, we'll discuss the transformative power of courage and its impact on financial growth. And be prepared for an incredible story. Lloyd recently undertook a physical and mental challenge like no other – 40 rounds of intense boxing for his 40th birthday. This daunting experience pushed him to his limits, testing his stamina and mental fortitude. But it also revealed the incredible strength that lies within us when faced with seemingly insurmountable obstacles. Discover how Lloyd tackled this remarkable feat and why the lessons learned in the boxing ring are directly applicable to the journey of wealth building. So, grab your headphones, buckle up, and get ready to embark on an unforgettable journey of inspiration, determination, and wealth-building revelations. This is Money Grows on Trees: The Podcast, where we unlock the secrets to success, one episode at a time. Let's dive in! Money Grows on Trees Team
My Finest Hour - How I Delivered A Keynote to 7,000 People In The USA
August 13, 2023 • 30 MIN
Welcome back to another episode of Money Grows on Trees: the Podcast! In today's episode, Your Millionaire Money Mentor is diving into an electrifying and truly unforgettable experience. Join us as we unpack the exhilarating journey of delivering a keynote to a staggering audience of 7,000 people in the heart of the USA. Lloyd Ross takes us through the highs and lows, sharing valuable insights on how to create powerful connections and engage an audience effectively. From the importance of storytelling to gauging the crowd's reactions, your Millionaire Money Mentor unveils the secrets to delivering an impactful talk that leaves an indelible impression. Discover how your award-winning host’s emotional investment in his talk resonated with the audience, making it a triumph of preparation and teamwork. With every step back to the event venue, feeling in the "zone," we hear about the reflection on the tremendous effort and dedication it took to reach this pivotal moment. In this pulsating episode, you'll witness firsthand the electric atmosphere as Lloyd basks in the glory of their finest hour. We explore the savouring of the experience, the desire to make every moment last, and the thirst for making a resounding impact. Plus, find out how receiving invaluable feedback only fuels their determination to enhance their speech and create an even more emotionally charged delivery. But it doesn't stop there! Lloydr's journey extends far beyond this remarkable event. With a long and cherished career in a company they hold dear, they strive to inspire others to take action, add value, and achieve greatness. They firmly believe that leading by example ignites a fire in others, encouraging them to unleash their full potential. Through personal stories and transformative lessons, our speaker shares the wealth of experience gained from speaking to large audiences. Discover how the mastery of public speaking can elevate your brand, reputation, credibility, and network. Uncover the incredible value, skills, and influence that result from seizing these extraordinary opportunities. So, join us as we embark on this exhilarating adventure of a lifetime. Learn how to prepare and succeed in the face of daunting challenges, and discover the true power of loyalty, persistence, and seizing the moments that define us. Prepare yourself for an awe-inspiring episode that will leave you motivated, inspired, and ready to create your very own finest hour. Let's dive in! Money Grows on Trees Team
Is The US Dollar Dead?
August 6, 2023 • 11 MIN
Welcome back to another episode of Money Grows on Trees: the Podcast! Your host and Millionaire Money Mentor, Lloyd Ross, will be diving into a topic that has been causing some confusion and concern: Is the US dollar dead? With all the talk of cryptocurrencies, potential new world reserve currencies, and the ever-changing financial landscape, it's no wonder people are feeling uncertain about the future of fiat currency. But fear not! In this episode, we'll examine whether these claims hold any weight and uncover the truth behind the US dollar's status as the world's dominant reserve currency. So grab your notepads and get ready to dive into the fascinating world of global finance. Let's get started! Money Grows on Trees Team
Game One vs. Game Two: Harnessing the Lessons Learned for a Triumph-filled Future
July 30, 2023 • 10 MIN
Welcome to Money Grows on Trees: the Podcast an award-winning podcast that delves into the secrets of success and wealth creation. In today's episode, titled "Game 1 vs Game 2," Your Millionaire Money Mentor Lloyd Ross takes you on a journey exploring the mindset required to achieve long-term success and wealth. Whether you're 50, 70, or any age, this episode will inspire you to embark on a new phase in your life, leaving behind regrets and negative moments from the past. Lloyd challenges the notion that success is only for the young and reminds us that game two is where the real magic happens. Get ready for an insightful discussion as Your Millionaire Money Mentor shares valuable lessons learned from the first 20 years of his life. Tune in to discover how to build wealth, create a fulfilling life, and achieve overnight success even at an older age. It's always possible to start playing game two and reap the rewards of your hard work and dedication. So, let's dive in and uncover the secrets to a successful game two on Money Grows on Trees: the Podcast. Money Grows on Trees Team
Leading vs Lagging Indicators
July 23, 2023 • 10 MIN
On this episode of Money Grows on Trees: the Podcast, host Lloyd Ross delves into the concept of Leading vs Lagging Indicators. The key point highlighted is the importance of focusing on specific actions rather than directly focusing on the result. Lloyd emphasizes that many people tend to prioritize lagging indicators such as weight loss or finding love, instead of focusing on the leading indicators that lead to those outcomes. Love is described as a lagging indicator, meaning that it requires positioning oneself to meet someone compatible before falling in love. Lloyd suggests that dating is the leading indicator of love and urges listeners to take action by going on multiple dates to increase the probability of finding someone with similar values. Money is another lagging indicator, often causing a struggle for those who prioritize it. Your Millionaire Money Mentor emphasizes that putting money first leads to little success, and instead, suggests focusing on developing skills and taking action to earn money. Weight loss is discussed as another lagging indicator, highlighting that the leading indicators of weight loss are healthy eating, exercise, and self-care. The importance of friendship is also emphasized, mentioning that friendship is a lagging indicator resulting from actively seeking social opportunities. Throughout the episode, Your Millionaire Money Mentor provides examples of both lagging and leading indicators in various contexts, such as inflation in the economy and the importance of developing skills for generating money. Lloyd urges listeners to prioritize leading indicators by focusing on actions and skills that can lead to success. Remember to share this podcast episode with a friend, send them the link, and leave a five-star review on Spotify. Remember, understanding the concept of Leading vs Lagging Indicators can significantly impact your mindset regarding money, success, and wealth. So tune in to this episode of Money Grows on Trees and discover the power of focusing on leading indicators in your life. Money Grows on Trees Team
7 Ways To Get Money
July 16, 2023 • 14 MIN
After his massive weekend in Florida, your Millionaire Money Mentor Lloyd Ross is here to talk about different methods you can use to make money! Each method will help you figure out some way to plant more money trees! Money Grows on Trees Team
Decision Fatigue
July 9, 2023 • 13 MIN
On this episode of Money Grows on Trees: The Podcast, host Lloyd Ross delves into the concept of decision fatigue and its impact on our energy levels. Comparing humans to batteries, Ross explains how our energy depletes throughout the day, with decision-making being a major drain. To combat this, he suggests minimizing decision-making to conserve energy, using the analogy of hunting antelope instead of mice. Ross shares personal anecdotes and emphasizes the importance of reducing daily decision-making and taking on bigger, more impactful tasks. He highlights the importance of systemizing businesses and delegating tasks to avoid constant decision-making. Ross also discusses the phenomenon of decision fatigue and the significance of simplifying life, including simplifying possessions, relationships, and investments. He offers strategies to automate and streamline tasks, reducing the number of decisions we have to make on a daily basis. Through storytelling and practical advice, Ross demonstrates how simplifying and minimizing decision-making can lead to a more fulfilling and efficient life. Money Grows on Trees Team
$0 to $626 Million: Lloyd interviews Simon Beard (Founder of Culture Kings)
July 6, 2023 • 56 MIN
On this episode of Money Grows on Trees: The Podcast, host Lloyd Ross welcomes guest Simon Beard, a successful entrepreneur with a fascinating journey to share. Simon begins by recounting how a business assignment in grade ten ignited his passion for entrepreneurship. Inspired by his neighbor, Big Kev, Simon set a goal in year ten to become an entrepreneur and never work a regular job. After finishing school, Simon ventured into selling electronic items from China at markets. However, he initially faced zero sales due to a lack of active selling and customer connection. Realizing the need to learn sales techniques and connect with customers, Simon followed a pattern of buying products, putting himself in a corner, and then learning how to effectively sell them. Simon's journey took an exciting turn when he invested in a public company and listed it on the share market. He also acquired brands like Princess Polly, experiencing both initial setbacks in the share price and eventual rises. His constant checking of the share price and calculations of his potential worth, which he believed could exceed 500 million, highlights the rollercoaster ride of his entrepreneurial journey. During the COVID pandemic, Simon built an online business and discovered the importance of physical interaction in building a culture. He mentions an upcoming event and encourages listeners to attend. When asked for his number one piece of advice for aspiring entrepreneurs, Simon emphasizes the significance of building an audience as a valuable asset. He discusses the importance of personal branding, sharing valuable content on platforms like Instagram to establish goodwill and equity. Simon also emphasizes that having a large audience is a powerful asset, regardless of actively monetizing it. He expresses a desire to support others who have implemented his teachings and built successful businesses. Mentorship and personal development are crucial to Simon, who emphasizes the significance of having the right people around and taking action on knowledge gained from books and courses. Simon shares his experience of working with Jordan Belfort, highlighting the importance of mentorship and the need to take action, not just read books. He mentions using the tool Chat GBT to test his understanding of concepts from books through multiple-choice questions. An impactful encounter with Peter Hedge helped Simon overcome his ego barrier and make sound business decisions, leading to a significant deal valued at 600 million. Simon reflects on the challenges of adapting to the public company environment and his desire to step back from day-to-day operations to become an investor. He believes that AI, specifically Chat GPT, will revolutionize everything and wants to adopt a hands-on approach to learning about it. Simon also shares an anecdote about a missed opportunity involving a waterproof camera case, ultimately leading to the introduction of GoPro founder Nick Woodman. Throughout the episode, Simon's enthusiasm for entrepreneurship, mentorship, and continuous learning shines through. Listeners are encouraged to take action, build their personal brands, and leverage their audience as valuable assets. The episode concludes with Simon's excitement and curiosity about the potential of AI and his dedication to staying hands-on in his entrepreneurial journey. Money Grows on Trees Team
#1 Killer of Money Making
July 4, 2023 • 29 MIN
On this episode of Money Grows on Trees: the Podcast, host Lloyd Ross dives into the topic of leverage and its role in increasing wealth and success. With over 130 episodes on finance, money, and entrepreneurship, Lloyd emphasizes the importance of systems leverage, allowing individuals to access valuable information without the need for direct presence. He highlights the underutilization of social media as a tool for audience building and networking, criticizing the lack of message delivery and connection with others. Lloyd discusses the two types of leverage: people leverage and systems leverage. He stresses the importance of not wasting time created through people leverage and explains how software and systems can automate repeatable tasks. While not referring to financial leverage, Lloyd cautions against relying solely on borrowing capital. By sharing personal anecdotes and examples, including Warren Buffett's early entrepreneurial ventures, Lloyd demonstrates the power of leverage in amplifying time and increasing profit. He provides practical advice on implementing systems leverage in both personal and business contexts, urging listeners to delegate tasks and embrace technology and software to save time and be more productive. Join Lloyd as he explores the mindset shift from "I don't have time" to "I don't have leverage" on this enlightening episode of Money Grows on Trees: the Podcast. Money Grows on Trees Team
6 Simple Ways to Stay Broke
June 14, 2023 • 8 MIN
Do you know the 6 simple ways that are keeping you broke? Well here is the Millionaire Money Mentor Lloyd Ross to talk about the ways so many people he’s helped have kept themselves from the wealth they deserve! This week he breaks down the 6 Simple Ways to Stay Broke! Money Grows on Trees Team
Are You Heading for Financial Divorce?
June 11, 2023 • 10 MIN
On this episode of Money Grows on Trees: the Podcast, Your Millionaire Money Mentyor Lloyd Ross dives into the common cause of divorce - finances. Our host, Lloyd, a former lawyer turned lifestyle entrepreneur, explores the importance of having a healthy financial relationship with your partner. He emphasizes the need for a joint account for shared expenses but also encourages each partner to have their own individual accounts. Lloyd stresses the need for open communication between partners about money to avoid disempowerment and to grow together. Purchase the book of the same title is available on lloydjross.com. Don't forget to subscribe and leave a review on iTunes and reach out to Lloyd on Instagram at lloydjamesross for more practical money lessons.
Will America Default on its Debt?
June 7, 2023 • 17 MIN
The Debt Ceiling has been in the News lately and the question on everyone’s lips is “Will America Default on its Debt?” Well, Luckily The Millionaire Money Mentor Lloyd Ross is here to answer that question on his Award-Winning Podcast “Money Grows on Trees: the Podcast” so that you can stay informed! Make sure to comment on Lloyd’s Instagram with your Questions! Money Grows on Trees Team
Lloyd Talks with Co-Author of Rich Dad, Poor Dad - Sharon Lechter
May 28, 2023 • 28 MIN
What would you do if you had the opportunity to talk with the co-author of the book that changed your life? Well, this week your Millionaire Money Mentor Lloyd Ross sits down with Sharon Lechter the co-author of Rich Dad, Poor Dad, author of Think and Grow Rich for Women and a multitude of other books to answer questions he’s had since he read Rich Dad, Poor Dad. Join him as he finds those answers as well as learn about Sharon’s latest projects. Find the links to those below! Links for show notes: https://sharonlechter.com/ https://success.sharonlechter.com/personal-success-equation https://atm.sharonlechter.com/ Money Grows on Trees Team
Should I Buy a House
May 21, 2023 • 17 MIN
Is investing in a house the best way to plant your Money Tree? This week your Millionaire Money Mentor Lloyd Ross helps to provide you with more information so that you can make that decision. Sharing the stories of his students and friends he arms you with the knowledge you need to decide Should I Buy a House? Money Grows on Trees Team
The Marshmellow Test for Success
May 14, 2023 • 8 MIN
What is the Marshmellow Test? How can a test that was conducted on Children in the 1970s be an indicator of Success? Well, this week your Millionaire Money Mentor Lloyd Ross will break down the science behind this experiment and how it can relate to your success in the future! Join him for another amazing episode of Money Grows on Trees and make sure to sign up for Lloyd’s newsletter to make sure you can increase your financial literacy between podcast episodes! Money Grows on Trees Team
Digging a Money Well
May 7, 2023 • 10 MIN
How to Dig a Money Well? That is one of the smartest questions you could ask yourself. The second is what is a ”money well”? If those two question interest you then this episode of the Award-Winning Podcast “Money Grows on Trees” hosted by your Millionaire Money Mentor, Lloyd Ross, is the episode for you. Lloyd will go over what is a Money Well and how you can start digging your own! Money Grows on Trees Team
The Unknown Truth About Money
April 30, 2023 • 14 MIN
Do you feel that money just slips out of your bank account? Or you’ve told yourself you are “bad with money”? Well, your Award-winning Podcast Host and Millionaire Money Mentor Lloyd Ross is here to get you to change your mind with The Unknown Truth about Money! Uncover the secret to the actual truth about Money! Money Grows on Trees Team
Millionaire in Lag
April 23, 2023 • 12 MIN
What is Millionaire Lag and what has it to do with why you’re not a Millionaire yet? Well, your award-winning Podcast host Millionaire Money Mentor Lloyd Ross is here to help you understand why that skill you are developing hasn’t spawned the millions of dollars you thought it would. Want to be a part of the Money Grows on Trees Team and learn more skills to plant your Money Trees?
Clearing Up Financial Jargon
April 16, 2023 • 25 MIN
After the response to last week’s explanation of What the Heck is Going on with the Banks, your Millionaire Money Mentor and Host of the Snobbie award winner for Best Podcast in Business/Marketing 2022, Lloyd Ross is back to clear up some of the Finacial Jargon you are hearing. He breaks it down so that you can listen to the news with a better education! Make sure to join the Money Grows on Trees Team
What the Heck Happened To The Banks?
April 9, 2023 • 15 MIN
“What the Heck Happened with the Banks?” we can hear you yelling! With SVB and even Credit Swiss being taken over by the Government and other banks because of faulty investments, could make you wonder about banks in general. Well lucky for you you listen to the Award Winning Podcast for the Snobbies Best Podcast in Business/Marketing for 2022 which is hosted by your Millionaire Money Mentor Lloyd Ross and he wants to answer your questions and put you at ease. Learn what this means for the market and what you can do to protect your Money Trees. This week on Money Grows on Trees Team
Money Math
April 2, 2023 • 12 MIN
What is Money Math and how can it help you become a millionaire? Well in this episode of Money Grows on Trees your Millionaire Money Mentor Lloyd Ross shares with you the secret behind Money Math and how you can start using it today! Make sure to share this episode with a friend so they too can start planting their money tree! Money Grows on Trees Team
A Simple Money Mindset Technique
March 26, 2023 • 7 MIN
What is the Money Mindset that is so simple anyone could implement it? That’s the question your Millionaire Money Mentor Lloyd Ross wants to answer for you on this episode of Money Grows on Trees: the Podcast. Join him for the Money Mindset that will separate you from your peers! Money Grows on Trees Team
The Ultimate Success Principle That Few Tap Into
March 19, 2023 • 16 MIN
What is it that makes Successful people successful? Well, Your Millionaire Money Mentor Lloyd Ross is here to share the Principle that makes the successful few a success. Listen as he breaks it down so you can integrate this principle into your life! Money Grows on Trees Team
13 Wealth Lessons From Warren Buffet's Letter To Shareholders
March 12, 2023 • 25 MIN
What did Warren Buffet’s letter to his shareholders say? Listen we all know how important what The Oracle of Omaha says to his shareholders but what does this all mean for us retail investors? Well, you guessed it Your Millionaire Money Mentor Lloyd Ross is here to share the 13 Wealth Lessons From Warren Buffet's Letter To Shareholders. Listen to the wisdom of the Billionaire and the Millionaire so you can become the next Millionaire! Money Grows on Trees Team
Mind Blowing Millionaire Stats!
March 5, 2023 • 12 MIN
What are some Mind-Blowing Millionaire Stats? Well, you guessed it your Millionaire Money Mentor, Lloyd Ross is on the case sharing with you some of the most mind-blowing stats about Millionaires he could find! Take your knowledge to the next level Money Grows on Trees Team
Learning Vs Earning the Battle
February 26, 2023 • 9 MIN
In this episode of the "Money Grows on Trees" podcast, Lloyd Ross shares his thoughts on the common problem of too much learning and not enough action or too much action and no learning. He explains that people can get addicted to learning, but that doesn't necessarily translate to earning. Lloyd offers a framework to help listeners understand the importance of finding a balance between learning and taking action. He shares a parable from a friend, Fraser Brooks, to help illustrate the concept. Money Grows on Trees Team
How To Drastically Improve Your Money Mindset
February 19, 2023 • 10 MIN
In this episode of the "Money Grows on Trees" podcast, host Lloyd Ross discusses how to improve one's money mindset. He emphasizes that everything happens in the mind before it happens elsewhere and that having a good money mindset is crucial to achieving financial success. Lloyd shares tips on how to rewire your money mindset and how to recognize when you've crossed the event horizon from not being good with money to being good with money. He also stresses the importance of positive self-talk and reinforcing your new identity as someone who is great with money.
The 4 Ways To Make Money
February 12, 2023 • 19 MIN
In this episode of the "Money Grows on Trees" podcast, Lloyd Ross discusses the topic of fast money. He explains that fast money doesn't last and that people often fall into the trap of looking for fast money instead of focusing on solving problems and providing value to the world. Lloyd shares that the fastest way to get money is to sell something, such as items in your house that you no longer need. He also mentions the Facebook Marketplace as a great place to sell items and make fast money. Money Grows on Trees Team
How to Get Rich In Your 50s & 60s!
February 5, 2023 • 13 MIN
Today’s episode, Your Millionaire Money Mentor Lloyd Ross discusses the topic of how to make money and get rich in your 60s. He shares his insights and tips, drawing from his own experiences as well as those of his friends and mentors. Ross emphasizes the importance of investing in assets and starting a business or side hustle to accelerate the wealth-building process. He also mentions the role of network marketing as a valuable tool for learning business skills and making extra money. Ross explains that investing in assets such as shares and index funds is important, but may not necessarily make you rich in your 60s He suggests starting a business or side hustle as a way to accelerate the wealth-building process Ross also mentions the importance of network marketing as a tool to learn business skills and make extra money He encourages listeners to focus on achieving and learning new skills, rather than waiting for retirement Ross emphasizes that starting a scalable business is the fastest way to build massive wealth He mentions that his father, who is in his 70s, is still running a successful business and enjoying it Ross advises listeners to seek ways to make extra money to invest in assets and make their money grow faster. Money Grows on Trees Team
How To Make Fast Money
January 29, 2023 • 9 MIN
In today’s episode, Your Millionaire Money Mentor, Lloyd Ross discusses the common misconception of looking for fast money and the dangers of this mindset. Lloyd shares tips and strategies for finding ways to make money quickly but also emphasizes the importance of building long-term wealth through solving problems and providing value to the world. Lloyd encourages listeners to think about the difference between fast money and long money and how to create a sustainable source of income. Fast money vs long money: the pros and cons of each approach The dangers of looking for fast money and how it can lead to poor financial decisions How to make fast money by selling something you own or offering a service The importance of building long-term wealth through solving problems and providing value to the world How to break the cycle of addiction to fast money and focus on building a sustainable income Resources and tools for those looking to make fast money and create long-term wealth. Money Grows on Trees Team
How To Multiply Money & Time With The Focus Funnel
January 22, 2023 • 15 MIN
Today’s episode is about the concept of multiplying your time in order to multiply your money. Your Millionaire Money Mentor, Lloyd Ross, discusses the importance of delegation and the "Focus Funnel" method by Rory Vaden to help achieve this goal. Lloyd also touches on the topic of feeling overwhelmed and how it can be a sign of growth and pushing oneself to the next level. The episode is about how to manage and make the most out of overwhelming situations. Lloyd discusses the idea that money is a measure of time and that by multiplying one's time, one can inadvertently multiply their money. Lloyd mentions a concept called the "Focus Funnel" by Rory Vaden and shares their personal experience with it and how it helps them to multiply their time. Lloyd also touches on the topic of feeling overwhelmed and how it can be a sign of growth and pushing oneself to the next level. Lloyd offers tips on how to delegate effectively. The first step is to delegate tasks that you can't do, don't want to do, or shouldn't do. The second step is to delegate low-value tasks that are worth less than your hourly rate. Lloyd emphasizes the importance of documenting how to do a task before delegating it and not skipping this step as it can cause issues later. Lloyd also mentions that even if you are delegating something like assembling furniture, you still have to have a basic understanding of how to do it before delegating it. Overall, this episode is packed with actionable tips and strategies for anyone looking to multiply their time and money, and overcome feelings of overwhelm. Lloyd's personal experience and insights make the episode relatable and entertaining. Money Grows on Trees Team
The 7 Step Wealth Building System
January 15, 2023 • 16 MIN
In this episode your Millionaire Money Mentor, Lloyd Ross discusses the wealth-building system, which includes his 7 steps to achieving financial freedom. Lloyd shares a seven steps process that starts with generating income, managing costs, paying yourself first, building an emergency fund, investing, making more money and repeating the process. He encourages listeners to think in systems, be mindful of their spending habits, income, and investments and watch Lloyd’s masterclass on passive income streams in the podcast's Facebook group for additional information on ways to make more money. Lloyd also emphasizes the importance of being in control of your finances and the benefits of having a fully funded emergency fund and passive income through investments. Overall, this episode provides valuable insights and actionable steps for listeners to take control of their finances and start building wealth. Money Grows on Trees Team
How To Avoid Financial Freedom Fantasy Land
January 4, 2023 • 11 MIN
This week your Millionaire Money Mentor is gonna be teaching you How To Avoid the Financial Freedom Fantasy Land that most investors fall into. Learn the secrets and tips Lloyd learn on his journey! Also here is the link to Lloyd’s Free Workshop on Wealth & Financial Goal Setting: https://bit.ly/3v4rBVN Looking forward to seeing you there! Money Grows on Trees Team
FTX Collapse What Happened
December 18, 2022 • 23 MIN
What Happened to FTC? How did FTC Collapse? Well as your Millionaire Money Mentor, Lloyd Ross has been saying for months Cryptocurrencies are a dangerous thing to put your money and now he’ll explain how the biggest scam happened. Money Grows on Trees Team
How To Make Money With Social Media - with Alisha Fernandez
December 11, 2022 • 56 MIN
We Here at the Money Grows on Trees Team Think Alisha’s Masterclass is so important that’s all we are putting inside the show notes! www.alishafernandez.com/Masterclass
My first Financial Advisor?
December 3, 2022 • 17 MIN
How do I choose my first Financial Advisor? We all have either asked ourselves this question or asked someone we trust this question. Your Millionaire Money Mentor, Lloyd Ross, wants to share his journey and who his First Financial Advisor was! Money Grows on Trees Team
Mentorship Success story with Josh & Cacey!
November 27, 2022 • 40 MIN
Listen in as your Millionaire Money Mentor Lloyd Ross interviews Josh & Cacey, two wonderful humans on how they started in business (crazy story), why they decided to jump into Lloyd’s mentoring program, what they’ve got out of it, where they are going PLUS the best piece of advice they can give you! Follow their new podcast on Spotify and check out their cool clothing biz, Tweedy Clothing, which they built from ground zero to the success it is today. Money Grows on Trees Team
How to Overcome The Fear of Failure
November 21, 2022 • 9 MIN
Overcoming Fear of Failure is one of the hardest things we as investors do and your Millionaire Money Mentor Lloyd Ross wants to help you! In this week’s episode learn some of the tips Lloyd uses to help him Overcome The Fear of Failure, how it is actually a superpower and how you can harness failures to plant your Money Tree! Money Grows on Trees Team
The Secret Steps To Scale Your Wealth with Dr John Demartini
November 14, 2022 • 60 MIN
This week on Money Grows on Trees, we learn The Secret Steps To Scale Your Wealth with Dr. John Demartini. Dr. Demartini is a polymath and a world-renowned human behaviour expert. His work has been described by students as the "most comprehensive body of work", "an extensive library of wisdom". Join Lloyd as they talk about how you can start creating your wealth today! Money Grows on Trees Team
Financial Peace Vs Financial Freedom
November 8, 2022 • 15 MIN
Do you Know the Difference between Financial Peace Vs Financial Freedom? This week your Millionaire Money Mentor Lloyd Ross, devels into this often-discussed debate on which is more important. Let us know what you think about the topic of this week’s episode on Lloyd’s Instagram page! Money Grows on Trees Team
Your First $100k
October 30, 2022 • 9 MIN
What to do with your $100k that's what your Millionaire Mentor Lloyd Ross is talking about this week on Money Grows On Trees. After multiple DMs from listeners on his Instagram, Lloyd is telling you what to do when you finally make your first One Hundred Thousand Dollars ($100,000) Money Grows on Trees Team
Becoming a 1% Speaker to plant your Money Tree with Navdeep Pasricha
October 23, 2022 • 39 MIN
This Week we learn how to become a 1% Public Speaker to Plant YOUR Money Tree as your Millionaire Money Mentor Lloyd Ross interviews his good buddy and TedX Speaker Navdeep Pasricha about how he uses Public Speaking to plant his Money Tree! Lloyd asks the questions that have Navdeep open up about living on the spectrum, how he was able to overcome his fear of public speaking and help others use public speaking to grow their brand! He also shares 3 tips to deal with the fear you feel in life, all this and so much more this week on Money Grows on Trees! Money Grows on Trees Team
How To Read Books
October 16, 2022 • 9 MIN
How To Read Books
The Secret Art of Connecting To Build Wealth
October 9, 2022 • 10 MIN
Have You ever wondered what was The Secret Art To Build Wealth is? Well, you're in luck! Your Millionaire Money Mentor Lloyd Ross is here to share with you that secret! Join him this week in The Secret Art of Connecting To Build Wealth Money Grows on Trees Team
What You Don’t Realize About Investing
October 2, 2022 • 10 MIN
Your Millionaire Money Mentor, Lloyd Ross, was chatting with a friend of his recently and they mentioned to him that they “Don’t Do the Investing Thing.” All he does is put his money into a savings account. Well after that chat you know your Millionaire Money Mentor had to share information that everyday people don’t realize about investing, like: 1-The Bank uses your money to lend it to others at a higher rate of return. 2-How Superannuations charge you for their services while doing some work. 3-How you can buy a house and still be an “investor” 4- Owning an Index Fund isn’t the only type of Investing you can do So join Lloyd as he helps you realize you may have been investing all along without even knowing it! If you are interested in knowing more make sure to check out Lloyd’s Facebook group Money Grows on Trees Team
10 Ways To Legally Reduce Your Tax
September 25, 2022 • 11 MIN
This Week on Money Grows on Trees, Your Millionaire Money Mentor Lloyd Ross shares with you 10 ways you can Legally Reduce your Tax! Of course, you should always speak to a Tax Specialist before taking any advice from a Podcast. Money Grows on Trees Team
6 Things I Look For When Investing In Stocks
September 18, 2022 • 30 MIN
In This Week's episode of Money Grows on Trees, Your Millionaire Money Mentor Lloyd Ross, shares with you the 6 things he looks for when investing in a particular stock. He hopes these 6 indicators that he uses will enable you to find the Stocks that are right for your portfolio! Money Grows on Trees Team
8 Key Investing Tools
September 11, 2022 • 14 MIN
In this Week's Episode, Your Millionaire Money Mentor Lloyd Ross provides you with the 8 Key Tools he uses to invest and grow his portfolio to 6 figures and beyond. Start Using them today to help grow your portfolio! Money Grows on Trees Team
Morgan Nelson, Dreamfest and Taking control of your Financial Freedom
September 4, 2022 • 38 MIN
This week’s episode is a special one! Your Millionaire Money Mentor, Lloyd Ross, has Nelson Morgan on the show to discuss how he was able to be Financially Free at a young age, how he is now helping others become free of the grind that is everyday life and about their upcoming event DreamFest!! DreamFest is THE LARGEST MILLENNIAL PERSONAL GROWTH & SUCCESS EVENT IN AUSTRALIA and you sign up before it's too late. DreamFest is taking place on September 24th and tickets are going fast! See you next week Money Grows on Trees Team
The 5 most common mistakes people make investing in stocks
August 28, 2022 • 14 MIN
Investing is hard but it can be made simpler. Thankfully your Millionaire Money Mentor, Lloyd Ross, is here with this week’s episode sharing with you the 5 most common mistakes people make when they start to invest in Stocks and how to avoid them! Just us as we take our investing knowledge to the next level! Money Grows on Trees Team
Are You a Bull or a Bear?
August 21, 2022 • 8 MIN
Another lesson on the Stock Market as more of you sent DM, Emails and even Carrier Pigeons asking our Millionaire Money Mentor, Lloyd Ross, about different aspects of the Stock Market. Well, This week we are going to discover if you are a Bull or a Bear and what that means for your investing style! Make sure to head over to Lloyd’s Instagram to get some extra lessons! Money Grows on Trees Team
What is an IPO?
August 14, 2022 • 13 MIN
After lastest week’s episode, your Millionaire Money Mentor, Lloyd Ross was sent massive amounts of emails asking him questions on all topics related to the Stock Market. The one question that came up often was “What is an IPO?” so that's what Lloyd will be answering this week on Money Grows on Trees: the Podcast! Money Grows on Trees Team
Short History of the Stock Market
August 9, 2022 • 24 MIN
What is the History of the Stock Market? Have you ever wondered how the Stock Market started, and who was behind the biggest wealth creation product the world has ever seen? Well this week your Millionaire Money Mentor, Lloyd Ross will be giving you a quick history lesson that your primary school left out of their lesson plans! Get ready to start learning, earning and making Monday Great Again! Money Grows on Trees Team
The First Rule Of Money
July 31, 2022 • 10 MIN
As always your Millionaire Money Mentor Lloyd Ross is here to break down the First Rule of Money. Have you heard of it and what do you know about the First Rule? Join Lloyd as he helps you understand it and make it part of your daily life!
Mentorship Success with Pam Pazmino
July 29, 2022 • 35 MIN
This episode hears the Success story of Pam Pazmino about her Mentorship with your Millionaire Money Mentor Lloyd Ross. Hear how Pam found Lloyd and how he helped her become a success!
21 Money Saving Tips!
July 17, 2022 • 18 MIN
Saving Money is one of the major keys to building wealth. This week your Millionaire Money Mentor Lloyd Ross is here to provide you with so many tips that you will be amazed at hope fast you can build wealth! Join him as he shares the tips that he’s learnt and used to help him and his wife create the Millionaire lifestyle he currently enjoys! All this on this week’s Money Grows on Trees: the Podcast
Investing is...
July 11, 2022 • 8 MIN
Millionaire Money Mentor Lloyd Ross is here to clear up some misconceptions about the term investing as he’s seen so many others completely misunderstand what investing means. Join him as he takes you through what is investing and how you are probably already investing even if you say “I don’t know anything about investing.” This week on Money Grows on Trees: the Podcast
The Dhando Investor
July 3, 2022 • 24 MIN
Who or what is the Dhando Investor? Well, unless you are a deeply well-read investor there is a chance you have never heard of this term, but that’s ok because Lloyd Ross, your Millionaire Money Mentor, is here to break down it all for you. So buckle up and get ready for one of Lloyd’s favourite topics, this week on Money Grows on Trees!!
Understanding Interest Rates
June 26, 2022 • 18 MIN
Raising Interest Rates has been all over the headlines the last few weeks so your Millionaire Money Mentor, Lloyd Ross, has decided to help you understand Interest Rates and how you can use them to plant your Money Tree, all that and more on this week’s episode
The Mexican Fishing Village
June 19, 2022 • 15 MIN
After Winning another trip from his side-hustle, learn more about it in Lloyd’s first book Money Grows on Trees, Lloyd had an awesome experience in Mexico he wants to share with you. In this episode, you will learn how the Yacht Lloyd was on got stranded. You’ll hear how the locals help them in exchange for something valuable. Plus all the lessons Lloyd learnt from his trip!
What Exactly Is A Recession
June 12, 2022 • 16 MIN
The Word Recession has been thrown around a lot lately, so your Millionaire Money Mentor, Lloyd Ross, will answer the question What Exactly Is A Recession? Join him as he helps you understand what it is and how to deal with it, this week on Money Grows on Trees!
The Final Piece of the Puzzle with Lloyd's Mentor Part 4
June 5, 2022 • 22 MIN
The Final Episode in Lloyd’s interview with his Dad. This is where you learn how Lloyd’s dad shaped who Lloyd is today!
Lloyd's Mentor Drops More Knowledge Part 3
May 29, 2022 • 21 MIN
Lloyd’s Dad is still sharing so much of the wisdom he has gained over the years. Let’s listen to more!
Learning about Lloyd's first Mentor Part 2
May 22, 2022 • 39 MIN
How did Lloyd become the Millionaire Money Mentor? Well, in the next 4 weeks you will hear from Lloyd’s first mentor, his Dad! This week learn how Lloyd’s Dad overcame the challenge he had set for himself in last’s week's episode and what he did to take charge of his life! Remember it’s never too late to plant your Money Tree.
An interview with Lloyd's OG Mentor Part 1
May 15, 2022 • 36 MIN
How did Lloyd become the Millionaire Money Mentor? Well, in the next 4 weeks you will hear from Lloyd’s first mentor, his Dad! Join him in this first part to learn how Lloyd’s Dad overcame adversity to become a major name in the Australian Insurance world! Remember it’s never too late to plant your Money Tree.
The Millionaire App
May 9, 2022 • 12 MIN
Becoming a Millionaire means doing what Millionaires do, which means having an app that helps you control your time! This week your Millionaire Money Mentor, Lloyd J. Ross, breaks down the one app that he and his wife use daily to help them grow their Millionaire lifestyle and how it too will help you! Make sure to let Lloyd know on his Instagram LloydJamesRoss what you thought of the episode and this app!
Positioning For Success
May 1, 2022 • 9 MIN
Have you positioned yourself to succeed? How can you do that? Well, you're in luck! Your Millionaire Money Mentor, Lloyd Ross, is here to set you on the right path! At a recent speaking engagement, Lloyd overheard a talk about purpose and that got Lloyd thinking about his past successes and those of his fellow champions in his Masterminds he shares his thoughts on this, and how you can start Positioning Yourself for Success! All this is in this week's episode of Money Grows on Trees: the Podcast
The Psychology of Investing
April 24, 2022 • 22 MIN
Do you have the right Psychological mindset for investing? Could you possibly be sabotaging yourself without you even knowing? Well, in today’s episode, your Millionaire Money Mentor, Lloyd Ross, is here to help you out of that psychological mind trap you may have found yourself in. Over the course of many years and hundreds of students, your Millionaire Money Mentor, Lloyd, has figured out the 7 psychological biases of investing so you can stay out of that hot deep water most beginner investors find themselves! If you’re looking for more mentorship make sure to check out Lloyd’s Instagram for more tips and lessons.
The Opportunity Framework
April 17, 2022 • 14 MIN
What is an Opportunity Framework? Have you ever wondered if you were in the right opportunity and what you needed to skill up to get the best out of it or if you got to get out of the opportunity because it was detrimental to your goals? Well thankfully your Millionaire Money Mentor, Lloyd, had this question come up in his 5 Steps to a Millionaire Mentoring Calls, which you can join at his website, so he thought he’d share a bit with you in today’s episode. If you got something out of this episode please tag Lloyd in your Instagram post to let us know!
The 6 Weapons of Influence
April 10, 2022 • 26 MIN
Have you ever wondered how some people gain influence within a group setting? Or how do they gain it online? Well, You are in luck! This week on the Money Grows on Trees Podcast, your Millionaire Mentor Lloyd Ross breaks down the 6 Weapons of Influence and how you can start wielding them to gain your own Influence! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The Inconvenient Truth About Network Marketing
April 3, 2022 • 22 MIN
We have all heard about Network Marketing and how it doesn’t work, it’s for suckers, but did you know that it’s how your Millionaire Money Mentor, Lloyd Ross, made his first Millions? He has been able to help hundreds of others start using Network Marketing as their side-hustle and how you can too. Listen as he shares a decade of advice from his journey in Network Marketing!
The Dream Test
March 27, 2022 • 15 MIN
The Dream Test is something your Millionaire Money Mentor, Lloyd Ross, learnt from one of his Mentors and has added it to his latest book. Join him as he gives you an overview of it so you can start to make your life better
Don’t Chase Markets
March 21, 2022 • 12 MIN
With the recent increases in Interest Rates in The United States and receiving questions from his guest appearances on the #1 Stock Market for Beginners Podcast, Stock Dirty to Me, your Millionaire Money Mentor has decided to talk about why it’s not the wisest of moves to try and chase the market and why it is a Lotto Mindset vs being a Winning Mindset.
Is Private School Worth It?
March 14, 2022 • 15 MIN
We all have been told how important school is. Well, Your Millionaire Money Mentor, Lloyd Ross, gets asked this question all the time and when a brand new friend on Instagram asked him, he decided to make an episode on the topic. Get ready to hear Lloyd’s take on if Private School Are Worth It! Start Planting your Money Tree today by visiting, www.lloydjross.com
The Kryptonite To Wealth Creation
March 6, 2022 • 7 MIN
Just like all superheroes, wealth creation has a weakness. It's so powerful that just how Kryptonite makes Superman a regular human, Wealth Creation's Kryptonite will keep you from planting your money Trees. This week Lloyd, your Millionaire Money Mentor, explains what is the Achilles' heel for many dreaming of planting their money trees and how you can avoid it. What you can do to make sure you protect yourself from this Kryptonite, and ways to keep you moving forward. To learn more make sure to check out Lloyd's website!
The Magic Number
February 27, 2022 • 9 MIN
Lloyd Ross, your Millionaire Money Mentor, reveals the secrets of the Magic Number, in this week's episode of Money Grows on Trees! You may be asking what is "the Magic Number" or why you should care about knowing what it is< and you're in luck because Lloyd finally reveals publically what it is "the Magic Number", which previously was reserved for members of his paid course! Make sure to check out his website to get more tips!
The Power of Micro Investing
February 20, 2022 • 8 MIN
Join Lloyd as he talks about the secret to his wealth creation, Micro-investing. He also explains how it has helped friends and students of his create over 5 and 6 figure portfolios! He will tell you the smart way to micro-invest, why you should start micro-investing, and some tricks to help you maximize your micro-investing. Make sure to leave a review if you enjoyed the content!
Leverage: The Ultimate Wealth Principle
February 13, 2022 • 20 MIN
This week Your Millionaire Money Mentor, Lloyd Ross, will explain how powerful Leverage is! You May have heard about leveraging your money, but did you know that concept isn't right if you want to create wealth? Let Lloyd teach you the right way to use leverage to maximize your money trees' growth and how important it is in your wealth creation. He breaks it down in terms you'll be able to act on today so can start your journey to being a Millionaire like Lloyd!
Interviewing NRL Brisbane Bronco Rhys Kennedy about his Money Grows on Trees success story
February 7, 2022 • 25 MIN
Join us for another amazing Interview from Lloyd Ross, Your Millionaire Money Mentor, as he interviews NRL Brisbane Bronco Rhys Kennedy about his Money Grows on Trees success story! This Week on the #1 Podcast to learn how to plant your Money Tree!
#1 The Money Rule
January 31, 2022 • 15 MIN
Have you ever wondered what the #1 rule on Money is? Well, you are in luck! Your Millionaire Money Mentor, Lloyd Ross, is here to share with you the rule that most wealthy people have been living by when it comes to Money! Join us this week on Money Grows on Trees for The #1 Rule of Money
Fear of Failure
January 24, 2022 • 15 MIN
Being paralyzed by the FEAR of Failure happens to all of us, but in this week’s episode your Millionaire Money Mentor, Lloyd J Ross, sits with you and explains how you can deal with the Fear of Failure and take your life to the next level. Join us this week on Money Grows on Trees
The Lifestyle Creep.
January 17, 2022 • 14 MIN
What happens when you get a raise at work but seem to be stuck in the same place Financially? Well, that is the Lifestyle Creep. Let your Millionaire Money Mentor, Lloyd Ross, teach you about what it is, how to avoid it, and then turn your Lifestyle creep into the Millionaire Walk in today’s episode of Money Grows on Trees.
How Single Mompreneur Jemma Elizabeth is Building her Freedom!
January 10, 2022 • 25 MIN
Single Mom of 3 boys Jemma was forced with the choice to sink or swim, and she chose to swim. Creating a side hustle then reinvesting the profits in her portfolio, thanks to the wisdom she learnt from her and your Millionaire Money Mentor, Lloyd Ross, she is now on the road to creating the freedom she’s always wanted for her and her boys! Listen while Lloyd chats with Jemma about her journey so far then follow Jemma’s Journey on her Instagram page here: https://www.instagram.com/jemma.elizabeth8/?hl=en
The 3 Phases of Money
January 3, 2022 • 9 MIN
Have you ever wondered about what are the 3 Phases of Money? Did you know that money goes in phases? Well don’t worry, your Millionaire Money Mentor, Lloyd Ross, is here to break down and explain the 3 Phases of Money and how it can help you. This week on Money Grows on Trees.
Money Talk With Melbourne Cup Jockey Cory Parish!
December 27, 2021 • 24 MIN
How Did the Melbourne Cup Winner Cory Parish learn to plant Money Trees to help him become successful? Well, your Millionaire Money Mentor, Lloy Ross, sits down with Cory to discuss his career and his money knowledge in this week's episode! Make sure to follow Cory on Twitter here: https://twitter.com/p_trainparish
How To Set Goals Like A Millionaire!
December 20, 2021 • 20 MIN
We’ve all heard that setting Goals is important in reaching your goal of being a Millionaire, but where to start? Well, as always your Millionaire Money Mentor, Lloyd Ross, is here to help you Set Goals Like a Millionaire so you’re ready to take on the world.
Do Wealth Affirmations Work? - Money Grows on Trees
December 13, 2021 • 14 MIN
Affirmations are said to be the secret to wealth. You have so many successful people or people pretending to be successful saying they work. Well Your Millionaire Money Mentor, Lloyd Ross, explains to you and answers the question you've all have asked: Do Wealth Affirmations Work?
What Is Your Wealth Language? - Money Grows on Trees
December 6, 2021 • 10 MIN
Money Language. What is your relationship with the Language you use when referring to your money plan, your life, or how you even talk about money, is so important. This episode is all about helping you change the language you use so that it starts to impact your growth. Click here to listen to the episode mentioned: https://podcasts.bcast.fm/e/xnvwx1k8
Are You House Poor? - Money Grows on Trees
November 29, 2021 • 12 MIN
How can people be living in a house worth $1.6 million but still feel poor? Let Lloyd help you from avoiding the mistakes that make you House Poor Link to the episode about Your Net Worth: https://podcasts.bcast.fm/e/08jv2jl8
What Is Your Money Identity - Money Grows on Trees
November 21, 2021 • 15 MIN
What is a Money Identity? How can it be either helping you or handcuffing you from reaching your financial goals! Lloyd mentions this in more detail in his book but in this episode, you will get an overview of his concepts!
Mentorship: Do You Have A Mentor?
November 14, 2021 • 16 MIN
How important is a Mentor? In this week’s episode your Millionaire Money Mentor, Lloyd Ross, explains why having a mentor is the most important thing you can do and some of his mentors that helped him grow his money mindset. Make sure to join Lloyd’s mentorship by visiting his website and speed up your results.
What Is Your Net Worth
November 7, 2021 • 7 MIN
Have you ever wanted to know your Net Worth? Your Millionaire Money Mentor, Lloyd Ross, teaches you how to calculate your net worth so you can raise it. Make sure to check out the previous episodes to help you understand some of the topics Lloyd mentions
What is the Millionaire Myth?
October 31, 2021 • 7 MIN
What is the Millionaire Myth? This week Your Millionaire Money Mentor, Lloyd Ross, breaks down some myths about being a millionaire and what people really mean when they say “I want to be a Millionaire!” Make sure to check out Lloyd on Youtube to get even more amazing content!
Having a Broke Money Mindset and How to Fix it!
October 24, 2021 • 6 MIN
Have you ever wondered why you are having trouble when it comes to money? It could be because you have a broken mindset when it comes to Money. Learn from the Man himself, Lloyd Ross the Millionaire Money Mentor to fix your Broken Money Mindset and grow your wealth.
What Is Superannuation Exactly - Money Grows on Trees
October 18, 2021 • 12 MIN
What Is Superannuation Exactly? Join Lloyd as he helps you understand what is Superannuation. What does it mean for you? how it can either help or hurt you in your journey to planting your money trees, this week on: Money Grows on Trees: the Podcast
How Sales can lead you to Wealth - Money Grows on Trees
October 11, 2021 • 21 MIN
How Sales can lead you to Wealth. Join Lloyd as he helps you understand how Learning how to sell your value and market yourself will help you grow your wealth, this week on: Money Grows on Trees: the Podcast
How to buy Property for beginners - Money Grows on Trees
October 4, 2021 • 21 MIN
Property Buying Basics Join Lloyd as he helps you understand the confusing world of Property buying by giving you some Basic Tips, this week on Money Grows on Trees: the Podcast
Debunking The Passive Income Myth. - Money Grows on Trees
September 27, 2021 • 10 MIN
Debunking The Passive Income Myth? Join Lloyd as he helps you understand the confusing world of Passive income streams by breaking down som common myths!
What Is Precession? - Money Grows on Trees
September 20, 2021 • 21 MIN
What Is Precession? After a recent post on Facebook went Viral, Lloyd decided he would do an episode about being an Entrepreneur and what are the two skills you really need to be one? Learn how Lloyd launched two companies, helped others start their side hustle with his tips and more in this episode of MONEY GROWS ON TREES: THE PODCAST!
Should You Have a Credit Card? - Money Grows on Trees
September 13, 2021 • 10 MIN
Should You Have a Credit Card? You hear the horror stories about falling into credit card debt and never getting out of it, but by respecting the cards and using them properly you can get a lot from credit cards. Lloyd will answer this question and help you start using them correctly!
The Power of Network Marketing - Ask A Millionaire
September 9, 2021 • 6 MIN
Ask a Millionnaire The New Series we are doing here at Money Grows on Trees: The Podcast! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about The Power of Network Marketing and why it is the best type of Side Hustle to start. Enjoy the new series that goes live every Thursday!
Should You Invest OR Pay Off Debt - Money Grows on Trees
September 6, 2021 • 7 MIN
Should You Invest OR Pay Off Debt? A Question Millionaire Investor Lloyd Ross has answered many times in his Facebook group and on his Money Mentor Masterminds, get access when you buy his book. That being said he felt that if his fellow Money Planters were asking this question then he knew he needed to record an episode to give his listeners some advice so they can start planning their Money Plan!
What is a Side Hustle - Ask A Millionaire
September 2, 2021 • 12 MIN
Ask a Millionnaire The New Series we are doing here at Money Grows on Trees: The Podcast! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about What is a Side Hustle, and which is the best type of Side Hustle?. Enjoy the new series that goes live every Thursday!
Gary Vee or Zen Master: The Entrepeur Mindset - Ask A Millionaire
August 26, 2021 • 8 MIN
Ask a Millionnaire The New Series we are doing here at Money Grows on Trees: The Podcast! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about the debate behind the Hustle 24/7 or the Zen Master Approach. Enjoy the new series that goes live every Thursday!
How To Make A Money Plan - Money Grows on Trees
August 25, 2021 • 17 MIN
How To Make A Money Plan? Is one of the most Google questions when people start to learn they need to take hold of their financial future. Well, luckily you have your Money Mentor Lloyd Ross to help you get your Money Plan started correctly. Join, Lloyd on this episode as he breaks down his tips on Money Plans and how they will help you take your Money Tree planting to the next level.
Money Grows on Trees and The Rule of 5/25
August 15, 2021 • 13 MIN
Have you ever heard of the Rule 5/25? What is the 5/25 Rule and how does it apply to your life? Well, that is what your Money Mentor Lloyd Ross is talking about this week on Money Grows on Trees: the Podcast. He explains how spreading yourself too thin can be damaging to your Money Trees. Why you should be hyper-focused just like Olympians and the tricks he used to get to his Dreams and visions so you can follow him to that goal of financial freedom! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Asks Should I Buy a Car
August 8, 2021 • 14 MIN
Should I buy a car? When should I buy a car? Should it be brand new or second-hand? Have you ever asked yourself that question? Well, you are in luck! This week’s episode is all about the ideas around purchasing a car or leasing a car. Lloyd will share with you his tips about the value of owning versus leasing a car and how one can help you grow your Money Tree and the other may hurt your money tree. Make sure to Tag Lloyd on Instagram to let him know you are listening to the show and learning from his episodes! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Do You Have A Dream?
August 1, 2021 • 19 MIN
This Week Lloyd breaks down Goal Setting, having a vision, and how to start setting up the process so you can reach your Goals! He shares what he did to become a Millionaire investor, starting his first side hustle and how the little steps he takes daily add up to huge results at the end of the year!   ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees the Million-Dollar Mistake
July 26, 2021 • 9 MIN
Welcome Back to Money Grows on Trees: The Podcast where your host Money Mentor Lloyd Ross teaches you the proper money mindset to grow your financial intelligence. This week Lloyd talks about the Million-Dollar Mistake people make when it comes to investing. The episode was spurred by a question in Lloyd’s private group for investors and Money Tree Planters about what they should or when they should invest in the Stock Market. Listen to Lloyd as he breaks down getting your mind out of the FOMO and about the fear of making mistakes when it comes to investing your hard-earned cash into the Stock Market.  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees What Are Bonds
July 18, 2021 • 20 MIN
Bonds. They are all over the news. The Government and Businesses create them out when they need to create revenue to fund projects. Let Lloyd explain the value of bonds and help you secure a better future. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Return On Investments
July 11, 2021 • 14 MIN
Welcome back to another exciting episode of Money Grows on Trees! This week Lloyd breaks down how to understand the importance of ROIs. Join him as he walks you through the process and how you can use it to your advantage! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Money Books
July 4, 2021 • 9 MIN
This is the episode you’ve all been waiting for. Lloyd shares with you the books that he believes are the ones you need to read to up your Money Intelligence! Listen as he explains the books that helped him start a side hustle, learn to invest, and grow his portfolio to over a million dollars in value! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" that helped him, his wife and older sister start a side hustle, and now teach people how to plant their Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Ask A Millionaire to Pay off Debt or Invest First
June 30, 2021 • 5 MIN
Welcome to a New Series we are doing here at Money Grows on Trees: The Podcast called Ask a Millionnaire! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about paying off Debt or Invest First is the smart thing to do. Enjoy the new series that goes live every Thursday!  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" that helped him, his wife and older sister start a side hustle, and now teach people how to plant their Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Lloyd Explains Taxes
June 27, 2021 • 18 MIN
Welcome back to another episode of the Money Grows on Trees Podcast! In this Episode, Lloyd helps you understand Taxes, why we have to pay taxes and it’s important to understand where your tax dollars are being spent! Lloyd shares a private joke that he has with his brother who works for the government and how it relates to you owning a business. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" that helped him, his wife and older sister start a side hustle, and now teach people how to plant their Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees What is an Index Fund?
June 20, 2021 • 15 MIN
Recently asked in his Facebook Group Money Grows on Trees by a member What is an Index fund? Lloyd knew this was a topic for his Podcast audience to have as well. Listen as Lloyd breaks down the difference between Index traded funds and Exchange-traded funds, find more of this in his course which can be found on his website, lloydjross.com.  Why they are so popular and how they can help you grow your money trees. Why the saying “investing in stocks is risky” is only said by people who never spent time educating themselves on the stock market. So much more in this episode. If you enjoyed this episode share it with a friend who thinks investing in the stock market is too risky and help them plant their own money tree like you already have by listening to this podcast! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees What the Heck is Inflation
June 13, 2021 • 11 MIN
Have you ever wondered what the heck is Inflation and why it’s everywhere in the news? Well, you’re in luck, this week on Money Grows on Trees: the Podcast; your Money Mentor Lloyd Ross breaks down what inflation is, how it works, the dangers of hyper-inflation seen in the ’70s and ’80s, and so much more! Make sure to share this episode with a friend when they asked you how you became an expert in inflation! If you want to learn even more make sure you check out Lloyd’s course and book where he goes into even more details about the terms you should know when Planting your Money Trees.  Head over to lloydjross.com now to get your copy of his book for less than a good breakfast! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Asks A Millionaire Investing Advice for 18 year olds
June 9, 2021 • 6 MIN
Welcome to the New Series we are doing here at Money Grows on Trees: The Podcast called Ask a Millionnaire! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about how should an 18-year-old or anyone start Investing. Enjoy the new series that goes live every Thursday!  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees What Are Dividends?
June 6, 2021 • 10 MIN
In this week’s episode of Money Grows on Trees: the Podcast, your Money Mentor, Lloyd Ross, explains to you what a Dividend is and how it can help you grow your money tree! He explains the difference between investing in “Mature Companies” vs Newer Tech companies when it concerns dividend payouts. Lloyd breaks down how to calculate the payout ratio and why that’s important to you. All that and so much more in this week’s episode of Lloyd’s number 16th All-time Podcast! If you ever felt like that then this episode is for you! If you want to learn even more make sure you check out Lloyd’s course and book where he goes into even more details about the terms you should know when Planting your Money Trees.  Head over to lloydjross.com now to get your copy of his book for less than a good breakfast! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Asks A Millionaire is Bitcoin worth Investing
June 3, 2021 • 7 MIN
Welcome to a New Series we are doing here at Money Grows on Trees: The Podcast called Ask a Millionnaire! These are questions taken from Lloyd’s monthly Zoom calls where he answers questions from people in his network, social media or listeners of his podcast so they can start thinking like a millionaire! This week’s question is about investing in Bitcoin. Enjoy the new series that goes live every Thursday!  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their Money Tree. Join Lloyd on his journey to help everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Easy Explanation of Assets And Liabilities
May 30, 2021 • 8 MIN
Welcome back to Money grows on trees this episode is super exciting because we are going to make assets and liability sexy for you. Lloyd will explain what they are so that you understand exactly what's going on when someone says assets and when someone says liabilities. Who thought accounting was sexy? It can be. It's really simple to understand and it's such an important piece of your Money Tree learning for you to know in finance the language they use because when you hear these terms in finance and money the terms seem so Random and so weird. You might think to yourself “oh God, that person must be so smart because they're talking like that.”  If you ever felt like that then this episode is for you! If you want to learn even more make sure you check out Lloyd’s course and book where he goes into even more details about the terms you should know when Planting your Money Trees.    Head over to lloydjross.com now to get your copy of his book for less than a good breakfast! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Trading vs Investing
May 23, 2021 • 13 MIN
Welcome back to the show today's topic is all about trading versus investing. This is a really important topic for you to understand because once you understand this, your money journey is going to be a lot easier. You're going uh spend less time worrying about it and more time making money. This episode will help you to be smart with your money because  Lloyd will give you his NUMBER 1 rule when it comes to investing. This rule as well as everything else Lloyd talks about will help you start to become a smart investor that will let you understand the market and help you from reacting to the bad days.  If you are interested in levelling up your money mentality make sure to check out Lloyd’s website to pick up his book or take his course which is designed to help accelerate your money tree planting! Head over to lloydjross.com today and start planting your money trees! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.  
Money Grows on Trees Explaining Index Funds
May 16, 2021 • 15 MIN
Welcome back to the show,  today's topic is all about Index Funds, what are they, how do you use them and so much more. The topic came about as questions in Lloyd’s Facebook group, Money Grows on Trees, asked your Money Mentor to explain what is an Index Fund? Lloyd as always helped his group members by answering this and then recorded this episode for you, his loyal listeners! Lloyd will explain index funds? Help you understand what they are? Why they're so popular and the difference between Index Funds and Traded Funds. If you are interested in learning more make sure to head over to lloydjross.com to sign up for Lloyd’s course where he teaches you how to plant your Money Trees! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at   ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees How Much Money Do You Need To Be Free
May 9, 2021 • 14 MIN
Welcome back to the show, today we're going to be talking about: How much do you need to retire on? How much do you think you need to actually become financially independent? How much do you actually need to leave your job to retire? This topic came up while Lloyd was visiting friends that were preparing for a triathlon. They, like so many people, wanted to start living the life of Financial Freedom that Lloyd and his wife enjoy. With those questions answered for his friend he knew he had to provide that information to his Podcast listeners. This episode will help you understand what you need to do and how much you need to be able to retire from a 9 to 5 and start living your ideal life. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees The Cash Flow Quadrant
May 3, 2021 • 14 MIN
Today's episode is all about the cash flow Quadrant. The cash flow quadrant was made famous by Mr. Robert Kiyosaki, the author of Rich  Dad, Poor Dad, The _ Cashflow quadrant and a lot of other books on investing and he is largely one of the Best educators on money and business in the world. Lloyd learnt about the Cashflow Quadrant from Robert Kiyosaki and he will let you know how he actually implemented this method into his life so you can too! Lloyd will break down each of the 4 Quadrants in The Cashflow Quadrant Idea. How he and his wife implemented it and how you can as well! Make sure to get Lloyd’s book at  lloydjross.com ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals, by reading his book Money Grows on Trees at  lloydjross.com. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Lloyd interviews the Podcast Mogul
April 19, 2021 • 26 MIN
Hey hey, Gang! This Week Lloyd has on his First Guest on the show! Lloyd interviews the Podcast Mogul Phil Better about his journey starting a side hustle, why he started, how he chose Podcasting, and how it can help you! Phil has been in the Podcasting world for over 6 years, has produced close to 350 episodes, helped launch over a dozen podcast, currently hosts 5 podcasts himself, cohosts 3 others, produces Money Gros on Trees: The Podcast and The 1, 2 with James and Kendrick: the Combat Sports Podcast, and he has written a book on how you can start podcasting in the next 30 days with his Ultimate 7 steps to podcasting success, to get an early copy of his book send an email to Book@Philbetterinc.com today. Hope you have enjoyed the interview as we have many more lined up for you here at the show! If you are ready to start planting your money trees like Lloyd or like the people who read his book or like his guest Phil Better visit lloydjross.com to pick up your copy of his book for the price of breakfast and coffee. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by Phil Better Inc.
Money Grows on Trees History of Markets
April 18, 2021 • 16 MIN
How do you learn about the Stock Market? How did the Markets start? Are there other types of Markets apart from the Stock Market? Well thankfully, on this week's episode of Money Grows on Trees Podcast, Lloyd gives you a brief history on the Markets and how you can start to do better. Lloyd shares a strategy that he learnt from Warren Buffett, the Oracle of Omaha, himself and how you can start becoming a buyer of companies to grow your net worth over time.  Then Lloyd shares his strategy on what he does when there is no sale on for shares.  If you ever wanted to start to understand the Market this is the episode for you. Learn from someone that has been in the market for over a decade, and is sharing his knowledge and experiences with you! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Money Grows on Trees Undertanding Stocks
April 11, 2021 • 15 MIN
Welcome back to your weekly lesson on how to plant your own Money Trees to help grow your wealth. This week’s episode Lloyd, your Money Mentor, helps you understand the world of Stocks and why it is a great way for you to have your money grow your wealth. Lloyd explains why stocks are a safer bet for beginners, than jumping into real estate, when planting your Money Trees. He gives you actionable advice, so you can start to grow your Millionaire Stock Portfolio, just as Lloyd did when he started at 25 years old. He breaks down why people feel Real Estate is the “safer less risky” investment when compared to the “riskier” option of buying stock or shares in a business. Lloyd explains why learning about the Stock Market is your best course of action to growing your net worth! All this and more on this week's episode of Money Grows on Trees Podcast! If you found this episode useful please share it with a friend, rate and review, or follow Lloyd on social media!  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd J. Ross picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Time and Money
April 5, 2021 • 20 MIN
Before we begin, the Money Grows on Trees Podcast team would like to thank the listeners, for all the support you have shown the podcast upon release! As of this podcast episode we have over 1000 downloads and growing stronger by the week! We thank you for the continued love and support! Now on this Episode of Money Grows on Trees, Lloyd breaks down how some people who say they are “too busy” to start investing in a side hustle are losing out because using your time efficiently will help you start planting Money Trees and grow your Wealth.  He explains how reading books on finance, helps him understand how to start charging for his expertise and how you can start doing the same! All that and so much more on this week's episode of Money Grows on Trees Podcast! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Compounding Interest
March 29, 2021 • 18 MIN
In this episode of Money Grows on Trees Podcast your Money Mentor, Lloyd J Ross, teaches us about understanding the power of Compounding interest, after a conversation with one of his students. As well as sharing with us the Rule of 72. Why did Albert Einstein think it was the 8th wonder of the World? How does this help with investing? Why is this like fertilizer you use to grow Your Money Tree? What other lessons are shared in This Episode? ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Property vs Shares
March 22, 2021 • 16 MIN
In the 8th episode of the podcast Lloyd discusses the difference between owning property and owning shares. Lloyd breaks down why it is sometimes more important for your wealth creation to forgo buying property to invest in shares, and how it can lead to you ending up buying your dream home. As always Lloyd gives an extra bit near the end to help you get that Money Tree planted so that you can enjoy the fruits for a long time. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Understanding Debt
March 15, 2021 • 21 MIN
In the 6th episode of the podcast Lloyd discusses something Millennials and a lot of people around the world are facing … D.E.B.T! Lloyd breaks down how to use debt properly and why having debt is sometimes useful. He explains what consumer debt is and why it’s bad for your money tree. He also explains how to use debt to help grow your money tree. As always Lloyd gives an extra bit near the end to help you get rid of the bad debt and get yourself some good debt! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc
Money Grows on Trees Crypto Craze
March 8, 2021 • 21 MIN
In the 6th episode of the Money Tree podcast Lloyd shares his thoughts on the Crypto crazy and how you should look at Cryptocurrency right now as an investor or for planting your own money tree.  Lloyd explains what is the difference between Crypto and Fiat Currency and why Cryptocurrencies, like Bitcoin, will take time before they will be considered currencies. Plus as always Lloyd gives you some extra knowledge for you to keep growing your money trees!. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Introductions
March 1, 2021 • 21 MIN
In the first episode of his podcast, Lloyd J Ross, introduces himself to the world. The author of an amazing book, Money Grows on Trees, which has helped 100’s of people start planting their Money Trees, by lessons taught both in his book, his side hustle courses, and so many other Money Trees Lloyd and his wife have planted. He started this podcast as a way to help more people learn the winning mindset that has helped him create a stock portfolio worth close to 1 million dollars. Side hustles that bring revenue that allows Lloyd, his wife, and his sister to live the lives they want. Koin each week as Lloyd provides advice to you on his podcast, Money Grows on Trees. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Investing Starting Guide
March 1, 2021 • 10 MIN
In this episode of the podcast Lloyd discusses how you should start investing as a beginner and how it can help you grow your wealth.  He breaks down some myths about investing, answers the most asked question from the groups he is in for investings, and explains the difference between stocks and shares. He tells you the exact place to start as an investor as well as where he started as an amateur investor. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Side Hustle Nation
March 1, 2021 • 13 MIN
In this episode of the podcast Lloyd discusses the amazing power of side hustles and how it can help you grow your wealth.  He breaks down how starting a side hustle can help you water your Money Trees seeds you planted. How starting a side hustle with his wife and his sister and grinding hard, helped them all reap the fruits from their Money Trees.   Explaining how the internet has helped many of his students plant and water their money trees with side hustles!  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Understanding How to Save
March 1, 2021 • 13 MIN
In this episode of the podcast Lloyd discusses the forgotten art of penny pitching and how it can help you grow your wealth.  He breaks down how you can start to develop the habit of saving money, which he sees as the seeds for planting your Money Trees.  Explaining how spending is linked to our feelings, and how you can change that thinking so that you get the same feelings when you save.  ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.
Money Grows on Trees Money Mindset
March 1, 2021 • 10 MIN
In this episode of the podcast Lloyd discusses the difference between 2 mindsets that separates the 9 to 5’ers and the wealthy.  He breaks down how these mindsets and how one is ineffective at building wealth and how by just changing to the other mindset, you will start to see your wealth grow. He touches on FOMO and so much more as well. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In his early 20's Lloyd picked up a book called “The Snowball” a comprehensive biography about Warren Buffet, arguably the world’s greatest investor of all time and one of the wealthiest on the planet.  He bought his first stock at age 25… at age 37, Lloyd is now just a breath away from achieving his first major financial goal of $1 million, without ever using debt. He also bought a book called "Rich Dad Poor Dad" and that helped him, his wife and older sister start a side hustle, and now they teach people how to plant their own Money Tree. Join Lloyd on his journey helping everyday people reach their financial goals. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only, and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Listeners should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.   This podcast is produced by: Phil Better Inc.