In this podcast episode titled "How To Save Money Over Christmas," Lloyd Ross, the host of the show, discusses practical tips and advice on how to save money during the holiday season. He emphasizes the importance of being mindful of spending and staying focused on buying excessive gifts. Lloyd suggests having a Secret Santa gift exchange for larger families to reduce the financial burden of buying gifts for everyone.

He also recommends asking family members to contribute by bringing a dish to Christmas gatherings instead of the host bearing the entire cost of food. Furthermore, Lloyd advises listeners to reuse Christmas decorations from previous years instead of buying new ones, as it can help save money. He encourages individuals to be self-aware and not succumb to consumerism and pressure to overspend during the holiday season.

Lloyd acknowledges that Christmas is a special time of year. Still, it is essential to balance gift-giving with other meaningful aspects of the holiday, such as spending time with loved ones and expressing gratitude. He concludes by reminding listeners to approach Christmas spending with self-control and consciousness to avoid regrets and financial strain in the new year. Lloyd also mentions that he is accessible on Instagram and welcomes suggestions for future podcast topics.

He assures listeners that when they message him on Instagram, it is indeed him personally responding. He encourages listeners to share the episode with others and engage with the podcast community. He mentions the show's book, "Money Grows on Trees," and highlights the availability of free master classes and workshops to help improve financial success in the upcoming year.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Lloyd's financial journey took a pivotal turn in his early twenties when he immersed himself in "The Snowball," an in-depth biography about Warren Buffett—one of the world's most successful investors. By age 25, Lloyd made his initial foray into the stock market. By the age of 37, he accomplished his first significant financial milestone, amassing a Million-dollar portfolio without relying on debt.

Inspired by the transformative impact of "Rich Dad Poor Dad," Lloyd and his wife and older sister ventured into a lucrative side hustle. Together, they share their knowledge, teaching others how to cultivate their Money Tree. Within a few months of reaching his initial goal, the side hustle evolved into a thriving venture, generating seven figures in revenue. Now, Lloyd is set to embark on creating another Million Dollar business.

Join Lloyd in his mission to empower individuals to achieve their financial aspirations by exploring his insightful books at www.moneybuyshappinessbook.com.

Stay updated on Lloyd's financial wisdom by subscribing to his Weekly Newsletter: https://bit.ly/3lHzsYs

Connect with Lloyd on Telegram: www.lloydstellegram.com

Don't forget to share your thoughts by leaving a review, and you might just get a shoutout on the podcast: https://open.spotify.com/show/6pfOdzx9NCkDB287546c3r?si=813a418e449c444d

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material does not provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.

This podcast is produced by Phil Better Inc.