This week's guest on Millennials and Money is Loan Processor with Elevate Mortgage May Yang. May grew up in Long Beach CA in a family of 8 living in a two-bedroom apartment on food stamps and welfare, needless to say, things were tight as she grew up wearing hand-me-downs and shopping at thrift stores. Once May got old enough to start earning her own money she made up for the things she wasn't able to buy as a kid and in her words, she “went crazy” she was able to gain control of her spending when her mom taught her the habit of saving 30% of her income and living off the remaining 70%, this is a habit that her and her mom still keep and is part of the reason why during the 2008 real estate recession they were both able to take advantage of the down market and purchase homes. May bought her first home in 2013 and was able to net $70k off the sale of it 3 years later. May share how she met Adrian Petersen “The Loan Dude” at American Pacific Mortgage and despite having a stable income she was willing to follow him on the journey to independence and be at his side as he opened up Elevate Mortgage. She has complete faith in their partnership and credits her willingness to follow him to the happiness being on his team brings her, May says “sometimes money doesn't mean anything if you're not happy” and she couldn't be happier with any other role than the one she plays at Elevate Mortgage. Coming from extremely humble beginnings financial success in May's eyes is being able to provide for her family and not having to worry about where her next check is going to come from. For tips on becoming a first-time home buyer and to get you TBD Approval visit May and the Loan Dude at Elevatemortgage.net or contact them directly at 916-228-4930, tell them Payton sent you.