I know that we don't normally talk about money on the Rock Your Retirement Show, but in today's falling stock market due to the Covid-19 outbreak, you probably have questions. Joe from The Stacking Benjamins Show was kind enough to come on the show to tell us what we should be doing right now. What’s very frightening is that some people you see talking online and not the health stuff, but just in money forums. Those people said, Oh, this goes into a depression. Do you keep investing? Is everybody okay? I just want to sell everything. That's awful and nearly as awful we could maybe talk about this too is when do I quote back the truck up and start buying everything? All those for different reasons are scary places to be. I can understand those feelings. Because I've lost a lot in the stock market since this pandemic has been going on. We’re Still Not in a Depression You saw the tremors around the start of March a little bit. The last few weeks have been nothing short of depressing. And It has been depressing, but we're not in a depression. We won't know that for a while. Because just to get to recession territory, we have to have two quarters in a row of certain levels of negative GDP. And so we won't even know if we hit a recession till we get to the six-month mark. So I think people worried about depression are a little premature. Jumping the gun a bit. The Economy Has to Continue I know that if the economy is going to continue; The economy has to continue on the back of companies. And these companies are publicly traded. And so if the economy is going to continue, the stock market has to rebound. It's not Voodoo. It's not magic. The stock market has to rebound at some point for the economy to continue. This is going to pass. Don't make decisions when you're emotional. Work from an investment policy statement that you created when you were not emotional and go back to that guide today and go No, no, this is what I said I was going to do and just keep following that. What Joe Wouldn't Do Right Now Somebody was talking to Joe on Twitter about buying Delta Airlines. Their point was obviously airline stocks are super low. And they said the government's not going to let them go under because it's an essential service. Even we had the president on recently talking about the fact that airlines and cruise lines are things that we want to make sure do well. Going back to just not that long ago, history 2007-2008. Joe remembers them talking about Delphi won't go under, General Motors won't go under. All those companies declare bankruptcy. Also, the Lehman Brothers. Before the biggest analysts that follows them said, they're too big to fail. The government will not let Lehman Brothers go bankrupt. The person who ostensibly knew the most that weren’t in the company, and they still went. That is why you should not bet on Delta Airlines right now. And that's not negative to Delta Airlines. Don't think that these companies that have no customers right now won't seek bankruptcy protection. That's what bankruptcy protections there for exactly. They Are Worrying Too Much About the Economy They're worried about the economy. So they want to let people go out, but what's going to happen is more people are going to get sick and then the economy will be shut down longer.. Take your medicine, get rid of it. It's like we tell people when they have credit card debt when they come to see people like you or I. Let's take care of this problem now, I know you want to do the sexy stuff, like, get into investing, talk and whatever. But you know we're going to do, we're going to cut up the credit cards.