Ken Beckman (who's not into having his photo out on the Internet, so I grabbed a graph instead) is Vice President and Actuary at Central States Indemnity. He's a member of theAmerican Academy of Actuaries, and an Associate of the Society of Actuaries and Casualty Actuarial Society. With 0ver 20 years of actuarial experience, primarily in life and health insurance, he's done a lot of writing and thinking on the best ways to cover individuals efficiently and manage pools of risk. (Now hang on, you non-math folks - this is going to be a lot more interesting (and accessible) than you might think. Give us a chance here... :) After getting turned on to the health benefits of a plant-based diet, Ken began seeing the health insurance industry in a radically new light. If the best possible outcome is a slow decline mediated by appropriate drugs and timely procedures, then we're probably doing OK. If, on the other hand, disease prevention and reversal is really possible, then our current system is a paragon of inefficiency.