Planning and saving for retirement is a complex, long-term endeavour that many people find overwhelming. With changing tax laws, contribution limits, investment options, and more - optimising your super can feel like an impossible task. In this  information-packed episode, Sally sits down with qualified financial planner Nathan Nash to help make sense of it all.

With over 20 years of industry experience, Nathan breaks down the intricacies of superannuation in an approachable way. How do you choose between the array of retail, industry, and self-managed super fund options? What are the pros and cons of concessional vs non-concessional contributions? How can you invest your super in line with your values? What special superannuation strategies exist for small business owners?

Nathan covers all this and more – including often overlooked opportunities like co-contributions and spouse contributions. He emphasises why starting early and dedicating time to understand your super is critical, even if retirement seems ages away. Compounding returns make a massive difference over 30+ years.

In this episode of the Smarten Up! The Tax and Business Podcast, you’ll learn:

Whether you're just entering the workforce or gearing up to retire, this episode provides indispensable advice. Nathan and Sally unpack complex concepts in digestible sound bites intermixed with useful analogies and real client stories. Resources mentioned in the episode provide next steps for those wanting to take control of their financial futures.