In this episode, Hubbard will share the details about his journey, including unforgettable travel to Japan, his spontaneous first property investment, and his second investment of a nine lot subdivision!

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[25:14] It was a bit of a spontaneous thing. I sort of said, 'have you got any land left?' 'Yep, we've got a handful here'. I said, 'I'll take one of them'.

 

This is Property Investory where we talk to successful property investors to find out more about their stories, mindset and strategies. 

 

I’m Tyrone Shum and in this episode, we’re joined by property investor, Grant Hubbard. Hubbard is an electrician by trade, though he considers himself to be a beginner property developer. We will hear details about his journey, including unforgettable travel to Japan, his spontaneous first property investment, and his next investment that is a nine lot subdivision!

 

 

 

Hubbard started off initially in a different career and ended falling in love with the trade as an electrician which is what he does full time. With his limited time as a property investor, his figured out a way that he can do both smartly. He’ll share what his typically day looks like.

[1:11] Lots of early starts. So, I'm an electrician. I work in the fire industry. So, yeah early start. Straight out of bed. Yeah, just a quick breakfast and off to work. And yeah, put in my eight [to] 10 [to] 11 [to] 12 hour day. And yeah, most days I like to do some exercise. So, get to the gym or go for a run up Mt Coot-Tha here in Brisbane.

 

Before we dive into the details of Hubbard’s current life, let’s explore where it began.

 

[2:21] I grew up in Townsville [in] North Queensland [in a] little suburb called Heatley. Yeah, it's a great place to grow up. Nice for families. It was a little bit small for my liking. I always sort of thought about, you know, moving up to the big smoke up in Brisbane. 

 

So, [I] grew up in Townsville. [I played] lots of sports. Lots of hanging out with sort of the kids around the neighbourhood [and] stuff like that. Yeah, lots of friends lived locally to me. So, yeah, it was a great upbringing and two brothers kept me on my toes as well.

 

When in school, Hubbard had a focus on sports.

 

[3:09] I did high school in Townsville as well. I went to Kirwan High School there. I guess, primary school was just I was all about the sports. Lots of cricket [and] soccer. Yeah, the academic side of it wasn't very good for me. I sort of — I didn't struggle but it was just sort of not an interest to me to, you know, do a lot of schoolwork and homework was a struggle. But yeah, lots of sports and lots of hanging out with friends.

 

Hubbard’s journey demonstrates his belief that at school, not so much focus should be on academics.

 

[4:28] A lot of the time, if you concentrate too much on that, you know, you go down a different path eventually with uni — or my story was sort of uni, working odd jobs into my trade. So, it didn't really mean too much in the end.

 

[4:58] So, I wanted to be a vet actually to begin with, which is kind of unusual considering I wasn't too academic. I really loved animals and we always had family pets — dogs and cats. And I always had really good relationships with my dogs and animals and stuff.

 

[5:17] So, I had an interest in being a vet. So, sort of straight out of university, [no] straight out of high school, I went to uni to I got into zoology, actually. [I was] trying to get like a backdoor entrance into vet science. Not really — a bit naive back then and sort of, you know, I better go to university because that's what everyone else is doing. And I did have the vet thing in the back of my mind.

 

[5:44] So, yeah, [I] went to university straight after school. Honestly, I did struggle straightaway. It was, yeah, a bit of pressure to sort of go to uni but [I] struggled with the work and, you know, enjoyed the party time a bit too much as well.

 

After giving university a go and discovering it wasn’t for him, Hubbard transitioned into full-time work at Crazy Clarks.

 

[6:48] I started university and, in the beginning, it was going quite well. It's a tough schedule doing anything in the sciences. It's, you know, nine to five, five days. I sort of got through the first six months okay and it started to taper off. And I actually pulled out of science and went into education. I thought, oh, maybe I can be a PE teacher. Maybe use the sciences as well in that regard.

 

[7:14] Again, I think I was just lying to myself a bit thinking that I can get through the uni and the education sort of didn't work out. But I didn't tell my mom that. So, I started actually working in retail —unbeknownst to mum. She does know now. But yeah, I didn't tell her sort of I'd moved over to retail for a little bit there.

 

[7:38] So, I was working full time sort of saying, 'Yeah, I'm going to uni. It's all good'. Because, yes, I sort of kept that from Mum for a little bit, but I came clean and look, she was fine. So, I worked in retail for a little period there sort of in between getting the trade.

 

It took about six months for Hubbard to tell his mum he was no longer attending university, and he only worked at Crazy Clarks for another six months after.

 

[9:25] I'm getting early 20s here. So, I'm thinking, you know, I need to sort something out. So, I ventured off and I've always wanted to work with my hands. It was sort of from a young age, I knew that going to uni wasn't really for me, but I knew I wanted to do something my hands. What that was exactly, I'm not too sure.

 

[9:44] So, I ventured into many things after that. I did a TA at a mechanic shop at a Toyota dealership for a while. I did some air conditioning construction and maintenance. Yeah, and then actually I fell into the electrician job through my brother actually.

 

[10:06] He's a refrigeration mechanic. So, and he was working locally in Townsville there and it's a very short story. Basically, he came home one day and said, 'look, my boss is looking for an electrical apprentice and it's yours if you want it. Go and see him on Monday'.  [It] was that easy back then. So, yeah, had a quick meeting with the boss and I think maybe a month later, I started my apprenticeship. So, this is sort of early 20s.

 

Hubbard has now been an electrician for around 14 years. After experimenting in a variety of professions, what intrigued him to pursue this career?

 

[11:05] Initially, yeah, it was just that feeling of really wanting to work with my hands but and also, I had to commit to something. I got to the point where I, you know, I'd thrown in the towel in a couple of things and I really committed to myself and just said, you know, I need to finish this apprenticeship. It'll be, you know, great for my future and but it's a great job. It's, you know, you're working with good lads and good ladies and good lads. And yeah, it's an — well not as easy job, but it's an enjoyable job and good camaraderie and good money, I guess, in the end.

 

Hubbard has clearly found success as an electrician. He shares how he was able to achieve this.

 

[12:06] The apprenticeship [is] generally about four years. Mine went a little bit over. But yeah, you go to TAFE school, and you do sort of two or three — I think it's about four weeks in year one, don't quote me there. But you sort of do four to six weeks of TAFE every year.

 

[12:27] Lots of hands on stuff, obviously. And you're working under a tradesman who with any luck is a good bloke and sort of helped you out nicely and makes you get into the roof space only, you know, once every few days instead of every day. So, ah look just a range of things. You know, pulling cables and doing switchboards and we did a lot — I did a lot of air conditioning early on and I sort of jumped to a lot of different things throughout my apprenticeship, which was good.

 

All of his experience led him to an electrician speciality.

 

[13:16] Currently, sort of fire systems. So, maintenance, repairs, install new fire systems, or fire evacuation systems testing. Currently, we're working on Ipswich hospital. So, we're doing a lot of the testing and maintenance around there.

 

[13:49] You don't notice how much services there are when you — until you become a tradesman and it sort of catches your eye and you find yourself looking at buildings and, you know, checking the stuff out when you go in there. It's weird, so.

 

In this trade, Hubbard gets access to a lot of exciting properties.

 

[16:11] I worked in a lot of high range of different things. But, you know, when you're working in the big mansions and they're getting built, and you're pulling cables through these things. That part might not be too fun when you're pulling cables but you do take notice of, you know, how big these houses are and, you know, your interest does come early with regards to I wish this was my house.

 

[16:32] So, and then even just working in commercial stuff, as well. It's, you know, I've always had a little bit of interest in, you know, who owns this place? And, how did they actually get this place? And, you know, how much rent do you reckon they get? And it was always questions I sort of was asking at the time, and yeah, I guess, it sparked a little bit of interest in property and construction and stuff. So, as far as stories, I mean, there's heaps of stories of construction sites of all the shenanigans that goes on. So, probably not the safest things to mention on a podcast — on an Australia wide podcast.

 

This work also allows for Hubbard to see every bit of the site that he’s working on.

 

[17:42] Especially with the fire industry, when you're testing you see every inch of the place. So, you know, for instance if you're working in a prison, you see inside the armoury and you see inside, you know, the cell walls. You know, you see every inch of every building. So, yeah, it does open your eyes up to what's in the background of properties and, you know, houses and different places you go, yeah.

Let’s rewind to when Hubbard finished his apprenticeship and hear some of his travelling stories, where the environment heavily contrasted his norm.

 

[18:41] I've got a kind of a weird story about that because it's, I come from Townsville where it's hot, sweaty, and yeah, really nasty weather to be honest. But I got the opportunity through a good friend of mine to actually go down south and go to the snow. So, I went from Townsville to the snow, and worked a few sort of back to back seasons, down at Mount Buller in Victoria, and then over in Japan up in Hokkaido.

 

[19:36] So, initially I just worked in a ski shop down in Victoria. So, fitting skis, snowboards, boots. I actually really liked fitting boots weirdly. I don't have a foot fetish or anything, but it was just a fun little environment to do boot fitting for some reason. So, I was quite good at that. Yeah, worked in a shop there. I would go snowboarding in my lunchtime for a couple of hours.

 

[20:01] Ah, I lived the dream. It was such good times and everyone there's just the nicest people, having such a good time and lots of parties. And the one of the rules for our shop was just make sure you get to work. I don't care what state you're in, just get here.

 

Going from Victoria to Japan is a massive jump. How did this happen?

 

[20:41] A lot of the guys that are in the snow industry that do that, they always do back to back seasons. It's just they alternate the winters. So, my bosses that were Mount Buller there, they sort of asked you if you're interested in going over to Japan. Initially, I said no because I was — something inside me just was telling me that, you know, I needed to go home and settle back down and, you know, get a place, and get a job.

 

[21:11] So, I actually did return to Townsville and start back up electrical work. And someone pulled out of Japan, and my boss rang me and said, 'look, Grant, I need you to come. Someone's pulled out'. And by this time, I'd been working for a couple of weeks and I threw my tools down and away we went.

 

[21:30] Looking back now, I can't believe I turned them down initially but yeah, something was pulling me towards Japan.

 

The experiences that Hubbard had in Japan were unforgettable, including the little bit of the language that he was able to pick up.

 

[22:06] You pick it up automatically. Just little things here and there. Where I was up in Hokkaido, it is very westernised. There is a lot of Aussies, a lot of Americans. There's a lot more English actually than Japanese. But I did take an interest to Japanese people and the language, but sort of really didn't have the time to really delve deep into it. But you do pick up.

 

[22:39] But it was nice to go to a restaurant and sort of say Oishi and, you know, be able to order the food and introduce yourself. So, just touched on a little, a few little things here and there.

 

After coming home from his travels, Hubbard set off on his property investing journey.

 

[24:27] I came back and I got my job in the fire industry which I'm still currently in. And I just, I've always been a really savvy saver. I bought my first car when I was 17 with cash. So, I've managed to build up enough for a deposit pretty quickly. And actually, my older brother bought a bit of land in Mango Hill there and I went to sort of look at his land and he sort of was saying, you know, there's a new train line, there's Coles and IKEA and everything's going up.

 

[24:59] This place is booming. And it sort of just clicked something inside me that was like, oh, yeah, okay, I've got a bit of cash here. And, yeah. I actually went home that afternoon [and] called up the land salespeople and it was a bit of a spontaneous thing. I sort of said, 'have you got any land left?' 'Yep, we've got a handful here'. I said, 'I'll take one of them'.

 

Hubbard performed minimal due diligence on this investment, but he had full trust in his brother’s judgement.

 

[25:24] Looking back, it was, you know, now that I know you should really look into things a lot before you make those kind of moves. But no, I was I sort of trusted my brother and everything he said resonated. You know, these big companies aren't going to these areas that are dying. So, yeah, that was just off a whim. I said, 'Yep, I'll take that one. I've sent the deposit through'. And away we go.

 

The land was around 550 square metres and Hubbard bought it for $220,000. From here, there was an amazing opportunity to build it.

 

[26:30] We did a little bit of looking around at different builders. The process was actually really easy for me. Yeah, just found a builder and actually at the time, I lived with an interior designer, as well. One of my roommates is an interior designer. So, we sat down in a matter of half an hour and got all the internals done. And we really didn't have too many issues with the build, there was a couple of minor little things.

 

[26:58] But, you know, from my background, it was pretty easy to navigate around different things and the whole process was really easy and it sort of, you know, it streamlined into the property management side and got it all managed and rented out. And it's been doing quite well ever since.

 

Although this investment was made off a whim, it turned out to be a great decision.

 

[27:18] I've listened [and] I've heard all the horror stories of, you know, on these podcasts and stuff. And I've, you know, I did get lucky. Very lucky on that I just off a whim made a decision and the property is done really well. And yeah, very lucky.

 

Despite this investment being a success, Hubbard still had some learning moments along the way.

 

[27:51] Like I said, it all went really good. A couple of little building issues but we got through them. And I actually, well actually one of the mistakes I did make was it wasn't a full turnkey. So, we had to do the landscaping. I had to organise a different little thing.

 

[28:10] So, actually, my stepdad and I hired a backhoe and went down there and built in the land and we put up a retaining wall and built the fence up. And so yeah, we did a little bit of work ourselves, which again, my trade came in handy that, you know, we were able to do that.

 

[28:40] I guess that's the lesson out of it that. That, you know, in the future if I do do a new build, I want the full package. I just want to grab the keys and walk straight in.

 

After making this first investment, Hubbard kept up the momentum and expanded his property portfolio.

 

[29:13] I've got that one there and then with that same brother that showed me that land, we've got a small development. Well, a medium sized development out of Bellbird Park [which is] west side of Brisbane here. So, that's been ongoing for quite a while. That's a nine lot subdivision. So, that one there, I'm, I guess, I'm just sort of more of a silent partner.

 

[29:37] I, you know, put in the finances and my brother's sort of taken the reins on doing that development. And actually, we've just, me and my partner, have just purchased another property in Marsden in Queensland here which is a — it's actually a six bed, three bath, dual living property. So, it's a well, it's an older style house but a good setup there. And that's on 1450 square metres. So, yeah, I'm sort of looking into doing my own small development in the future with that bit of land.

 

Making investments in different areas allows for Hubbard to diversify his portfolio.

 

[30:34] The one at Bellbird Park was again sourced completely by my brother. He sort of approached me and said, 'look, I've found this great bit of land'. A bit like me, he's always been interested in doing development. So, yeah, that sort of just fit the bill that area. It was growing massively, and it was a nice flat bit of land. And yeah, so we've got all the DA's for that and we're just waiting for that sort of just to — we're doing a little bit of feasibility at the moment.

 

[31:07] But the one in Marsden actually I reached out to a buyer's agent, A buyer's agent you've had on the on the show before. Dragan Dimovski from Buyer's Agency Australia. And yeah, he was really good. He helped me out to find this block of land. Yeah, I must admit, I put a fair bit of trust in that process and we got a nice report back about the house and the land. And yeah, I guess we got a great deal. So, it was a bit of a no brainer, to be honest.

We’ll explore the Marsden deal and Hubbard’s choice to use a buyer’s agent in a future episode of Property Investory. For now, he tells some stories of investing challenges.

 

[10:45] With Bellbird Park, this has been dragging on a little bit because it's a highly developing area. There's a big subdivision next door that our neighbours have been doing in behind the property. So, it's, there are a lot of subdivisions going on that area. So, we've sort of been in limbo for quite a while with our neighbours’ subdivision.

 

[11:09] So, we needed to get some access into a sewerage service. And yeah, the developer next door wasn't playing the game and wasn't sort of allowing us to, you know, do what we needed to do. So, we've been in a holding pattern for quite a few months now with that one. So, that's, it's been a little bit disappointing that we couldn't get the ball rolling on that one earlier.

 

[11:34] Yeah, I sort of always thought that other property developers, they sort of help each other out. And, you know, if you need to do that, it's all good. We're all in this together. You know, we're all here to make money and progress. But its been a little bit annoying that we've sort of been in a holding pattern for quite some time now. 6 [to] 7 [to] 8 months.

 

[12:06] Again, that's that set us back a little bit with because we had all the presales done for those.  Well, it's seven blocks because we've already done the front two. So, it's seven blocks in this section. So, we had all the presales done. So, they've actually fallen through. We've actually cancelled those contracts and again, we're just doing feasibility again with the current climate. So, with the holding patterns over, we've got all our approvals but we're just doing another feasibility to find, you know, the best course of action for the future.

 

Does a setback like this impact profitability?

 

[12:46] Look, it very well, could. There's a lot of demand in that area for these plots of land as well. Everything’s sold off and so I don't think we'll struggle too much with demand in that area. But again, it's just working the numbers and making sure that we're making the right decision.

 

[13:16] Again, we've had a little bit of luck with that one because we've sold two of the blocks already. And that's, we've put that straight on the mortgage. So, it's a positively geared property. The existing property is still rented out. So, yeah, again, a little bit of luck there that we had tenants in there to service the place while all this was happening.

 

Looking away from setbacks, let’s explore one of Hubbard’s ‘aha’ moments.

 

[14:06] I saw the growth in my Mango Hill property. I've since pulled the equity out of that one to fund well both these deals. You know, all contribute to funding. Just seeing the growth there was unbelievable. It was really like, it's opened up your mind to what else you can invest in and then off the back of that, the Mango Hill property.

 

[14:32] I mean, doing a nine lot subdivision I never thought that my second deal would be a nine lot subdivision. But although I did take a bit of a back seat, it's exciting and yeah, when you run the numbers [and] if you do everything properly, it stacks up. And yeah, I guess, I'm only a beginner. So, it's the seeing that growth was great and, you know, yeah.

 

This property was purchased in around 2017 and he will share with us some further details.

 

[15:15] $585,000 we bought that for. It's on 5500 square metres. So, again it was, you know, this is quite a while ago. So, that in itself was a great buy. Sort of the plan was to do the nine lot subdivision and both of us own a plot of land out of it.

 

[15:40] So, I guess you could probably say that, you know, $300,000 profit each if we get a plot of land out of it. That's very, very basic numbers there. But that was the original plan for us both to have our own plot of land out of this.

 

[16:05] Although it's taken quite a while to get to this point, you know, with DA approvals and these other issues. I guess, time wasn't really a factor in this one. It was just sort of gaining a bit of experience. Getting that subdivision done and if we come out with a plot of land, even after seven [or] eight years, I think that's pretty good.

 

[17:03] Especially when the property has been set up, you know, positively geared. It's been making money [and] we haven't had too many issues with the property itself. It's quite happily just sat there and done its thing while we were organising this in the background. 

In our last episode with Hubbard, he mentioned that he and his partner purchased a dual living property in Marsden, Queensland. But, unlike his previous investments, he decided to use a buyer’s agent. Let’s explore the reason behind this.

 

[0.:24] I've seen sort of how much goes into doing a small development. You know, my brother's kept me in the loop. He hasn't shown me exactly what the process is, but I know that there was an — it's a massive process. And, you know, acquiring the land and the house for the right price is, you know, one of the main things. And, you know, I'm a beginner investor.

 

[0:50] So, I wanted a little bit of a helping hand to locate the place. I guess the confidence was a little bit low to sort of undertake that myself. So, Dragan really resonated with me on your podcasts with regards to he wants to find big land sizes that have, that you could manufacture growth. You know, subdivision and stuff like that really, really grabbed me at the time. So, yeah, I just needed a bit of a helping hand to get the ball rolling and yeah, he's been great.

 

[1:45] I did look into just buying, you know, regular houses, small blocks but the Dragan did like I said, he resonated with me with the larger blocks. And I've always had a little bit of interest in getting into development. You know, obviously starting smaller. We didn't start too small with Bellbird Park but that was back a little bit, so.

 

How did Hubbard and his buyer’s agent land on the property at Marsden?

 

[2:28] He comes to you and well, firstly, he wants a value. He needs to get your buying capacity and, or borrowing capacity, sorry. And you find out a value of which you can spend. Yeah, I sort of said to him, 'look, I've got this other development, you know, with my brother and I'm very interested in finding out, you know, what's entailed with that'.

 

[2:50] Yeah, I just sort of said, you know, I want to do a small development, small scale. I'm currently doing a little bit of training on development. So, this was kind of a plan for the future. So, I sort of said, 'yeah, I want a block that I can do a small subdivision in'.

 

[3:08] As for the area, I kind of left that in his hands. You know, I'm paying him a service to find me in the right area and the right deal. So, yeah, and he's done that. It's a great deal and I'll sort of work on my training in the development side and maybe a little bit down the future, we'll do this one ourselves.

 

Let’s hear about how this investment is treating Hubbard so far…

 

[3:52] We're currently getting like it's on a periodic lease at the moment. So, we're getting $550 but with the market we're going to up that rent when we take over when settlement happens. So, I want it to three subdivisions is the plan and yeah. It's a brick veneer house. It's as I said, six bedrooms [and] it's a great house.

 

[4:26] I believe a single family is in there at the moment. A large family and yeah, I think we'll keep those guys in there. They're pretty keen to stay but yeah, down the future there is a dual living capability. There is a kitchenette bathroom downstairs. [It is] two bedrooms downstairs and four bedrooms upstairs

 

The property is on a 1450 square meter block and unbelievably, Hubbard purchased it for under market value.

[5:50] We put in an offer at $609,000 thinking that there's no way, and yet lo and behold, it came back, and it got accepted. And yeah, went under contract and worked on finance. And we've got the ball over the line there. And actually, a funny story with that it still went to market. It still went on to realestate.com following the contract, sorry. And the owners actually got an offer of $730,000 after the contract. So, that was very interesting.

 

[6:32] So, I don't know what the owners’ plans are or if they made some sort of a little mistake there. But yeah, we were very happy with the price and, you know, for someone else to put in an offer of $730,000 — well, it's under contract, you can't go wrong with that.

 

Hubbard describes himself as a beginner investor, so this experience did make him a little nervous.

 

[7:15] It was very nerve racking that time when I heard sort of this other offer. I sort of said, are we right here? You're not gonna pull out and, you know, screw up our contract and away they go? But yeah, it's all gone through.

 

[7:33] We will settle next week I believe, or in the next couple of weeks. So, yeah, we're just finalising the all the finance stuff and we're good to go.

 

So, what is the plan once the property is settled?

 

[7:56] The tenants are already there. So, the tenants are established, and they'll just continue over. Yeah, I want to work on my education still with that with the subdivision. I'll work with Dragan in the future and see how that all goes. I don't want to rush into anything there for obvious reasons.

 

[8:18] We'll sit on that one for a bit, just work on things. And we're actually going to look for our own place after this one. And yes, sort of settle down a little bit. We're in a one bedroom apartment here at the moment. So, we need to get out of here and get sorted.

 

Having a good mentor can be crucial in property investment. For Hubbard, his brother and more recently his buyer’s agent, provided him with necessary guidance.

 

[19:38] He's been really informative. Yeah, we have developed a little bit of a friend relationship, I guess. We're communicating quite a lot and yeah, I definitely owe him a beer if I've managed to get down to Sydney at some point after this latest deal.

 

[20:06] Dragan was really good. He was, it was, we tried with about three or four other properties, and it just sort of didn't work out for different reasons. And yeah, sort of third or fourth time lucky and we got there and got it over the line this time.

 

 

In addition to his mentors, Hubbard received guidance from other resources…

 

[17:49] Like I said, I'm a beginner but I've really found the podcasts handy. Just finding out what other people in my situation — how they get their mindset around things, what education is available, examples of stuff that they've done that's failed, and other positive things that have happened. So, podcasts would be probably number one for me.

 

[18:13] I'm not a massive reader, to be honest. I have got a little bit into the reading. So, but yeah, Property Couch, your podcast obviously, Australian Property Mastery. I've got them sort of written down here, I'm cheating a bit. Also, the Brisbane Property podcast because, obviously, I'm in Brisbane and that sort of interests me going local.

 

[18:38] And then yeah, the few books that I have read. I've obviously heard Rich Dad, Poor Dad from almost every one of your guests that you've had, so I had to jump on that wagon. And that was a great book. It really helped with, you know, mindset and stuff like that and making sure you're doing the right decisions. 0 to 130 properties in 3.5 years. It's a great read. It's crazy how he did that. And My four-year-old the property investor. So, a lot of the beginner books. I'm sort of just working up to the more advanced stuff, but yeah.

 

[19:20] Podcasts and books. And I am doing this little property course on the side which is helping as well.

 

The property course that Hubbard is taking demonstrates some of his best advice…

 

[20:35] I guess I was a little bit slow on that to begin with my schooling but educating yourself and just having good relationships with people. You know, seeing their side. Seeing their side, developing relationships and, you know, just being relaxed. I'm a pretty laid back person. So, don't sort of get too serious and think about things too much. Just throw yourself into the game and go for it.

 

After hearing about Hubbard’s journey, let’s hear something that he would say to himself ten years ago…

 

[21:20] Go on that ski trip. Go to the snow. I don't have any regrets about doing that. That was, you know, a great period of my life doing that. So, that was around 10 years ago. So, I would say to myself, look, go and have fun and do your ski seasons and have a ball. And, you know, there's enough time later on to really clamp down and work on your education and your future and stuff like that. So, like I said, I'm a pretty laid back person. So, just have fun in the early days and yeah, work things out later on.

 

Hubbard does not regret any of his experiences, and they have led him to an exciting time in his life and its future.

 

[22:15] I just got engaged. Just got engaged a couple of weeks ago. So, we've actually, I bought this property together with my fiancé. So, yeah, we're gonna work on getting this development stuff happening as well [and] work on my education. We want to move to our own place.

 

[22:32] So, I guess, yeah, purchasing our own property. It may be not the dream home but something just sort of a leapfrog from this one bedroom apartment. I guess I'm getting on in age now. So, I guess maybe kids is on the cards in the next year or two. So, it's been a hectic few weeks now, and in the future, nothing's going to change.

 

[24:06] Well, Grant, I know we've talked a lot about, you know, some of the really interesting things [that] have been going on through your whole journey and stuff. How much do you think your success currently has been due to your skill, intelligence, and hard work? And how much of it do you think is because of luck?

 

[24:22] I did have a lot of luck in the early days. But, you know, there was a little factor of, you know, taking the leap of faith and, you know, I put a lot of trust in my brother. He did a lot of due diligence for me. And that's what family is for.

 

[24:41] So, you know, he did a lot of the work in the early days. So, a little bit of luck sort of begin with but, you know, if you work on your education and get the right people around you. I mean, Dragans done a great job helping me out there. So, yeah, as long as you're willing to reach out to other people and get a bit of help along the way. Yeah, it's just all about taking that leap of faith, I guess.

 

[25:32] I mean, if I tried to do this myself, there's no way I'd be in the position that I am.

 

 

Thank you to Grant Hubbard, our guest on this episode of Property Investory.