Today's message is about how to stop the spread of COVID-19 and how we are changing the show a bit to deal with this crisis. Transcript below: Hi, I’m Kathe Kline, the founder of the Rock Your Retirement Show. I’m recording this special episode on Sunday, March 22nd 2020,  and it’s regarding COVID 19. If this is the first time you’ve listened, understand that today’s show isn’t our normal type of show.  I wanted to talk with you and share some things about this crisis that we are in throughout the world. Last week I sent everyone on our email list a note about my thoughts.  My husband, Les, and I went on a 9-day cruise that returned on March 15th.  We had already made plans to stop at Costco on the way home to pick up our normal items because we live 2 hours away from a Costco. You already know that all Hell had broken loose and there was a shortage of toilet paper. Before I continue, I want to say something about toilet paper. If you were one of the people who stocked up on it, or if you were one of the people who were concerned that you didn’t have enough, I just want to point out to you that you’ll use much less toilet paper if you spend $100 on a Bidet.  You can spend more money if you want warm water or a blow dryer, but you might want to order a basic bidet converter online and have it delivered.  I’m serious.  If toilet paper is important to you, make your life easier by using less toilet paper.  It’s cleaner too. OK, rant over. I know that it’s scary.  We’ve lost a ton of money in the stock market.  Maybe you have too.  So I’m going to be bringing on at least one guest to talk about how to protect ourselves. We're going to talk about the financial side of how to invest in a bear market, how to handle the fact that a recession is almost inevitable, how to prepare for a possible layoff, and tips for being more productive if you're working from home. * If you haven’t retired yet, what should you do? * Were you planning on moving overseas?  Joining the Peace Corps?  Which has brought everyone home? * Were you planning on using Trusted House Sitters to become a nomad? * What about living on a boat or RV?  How will COVID 19 affect those plans? * Have you discussed the risk with your spouse, your children, and your parents if they are still living?  Your parents are at great risk. * So is my husband, Les.  Not only is he 76 years old, but he is also surviving cancer.  He can’t afford the exposure to the disease, and neither can I due to my own health issues. I have other family members who are cancer survivors as well.  You likely do too, or at least know some cancer survivors.  Do you worry about them?  I know I do. What can we do to help?  We’ll be having those discussions as well. On Friday I paid my cleaning lady to clean my house, but I didn’t have her clean.  On the ship, I gave extra cash tips to my room steward.  Yes, I’m feeling poor with the stock market decline, but I’m trying to be generous.  We all need to be generous right now. You probably know or come across hourly workers and people who rely on tips for a living.  These service workers are in a serious economic bind right now.  I’ve already had one person tell me that her husband got laid off and they are losing their insurance. Of course, I’m helping them get on Medicare because they are old enough to do so, but I want to be able to help in other ways too. I’ve learned from one of my Facebook groups that there are people stranded all over the world that were doing house sits.  The sits got canceled, and now they have nowhere to stay.  People are stepping up with their spare rooms to assist.  This warms my heart. If you have a spare room and would like to help, I can put you in touch with the group.  Let me know in the Facebook Group that you want to help and I’ll connect you.